3581 E Moonlight St, Unit 13, Ontario, CA 91761 Property Records

San Bernardino County property record for 3581 E Moonlight St, Unit 13, Ontario, CA 91761

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,520 sqft · built 2021
Lot Size	0.024 acres (1,027 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,970 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0218-396-60-0000`

Property Details

APN / Parcel Number

Primary APN	`0218-396-60-0000`
Alternative APN	`0218395340000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
Gross Area	1,983 sqft
1st Floor Area	564 sqft
2nd Floor Area	956 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Material	Tile
Lot Area	1,027 sqft (0.024 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0218395340000
Street Address	3581 E MOONLIGHT ST, 13
City	ONTARIO
State	CA
Zip	91761-2771
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 20081 LOT 3 UNIT 13 BOOK 354 PAGE 8 AND INT IN COMMON AREA AS DESCRIBED IN CONDO PLAN 2021-0038211 INDIGO PHASE 4
Legal Tract	20081
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3000
Census Tract	1906

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3581 E MOONLIGHT ST, 13, ONTARIO, CA 91761-2771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 16, 2021	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3581 E MOONLIGHT ST UNIT 13, 13, ONTARIO, CA 91761-2771
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 E MOONLIGHT ST, ONTARIO, CA 91761-2771

Mortgage

Document Number	0000246482
Date	Oct 5, 2023
Instrument	2023-0246482

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 16, 2021
Property Address	3581 E MOONLIGHT ST UNIT 13, 13, ONTARIO, CA 91761-2771
Document Number	0000274124
Map Reference	MB 354 PG 8-20
Instrument Date	Jun 8, 2021
Instrument	2021-0274124
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3581 E MOONLIGHT ST UNIT 13, 13, ONTARIO, CA 91761-2771

Mortgage

Document Number	0000274125
Date	Jun 16, 2021
Instrument	2021-0274125

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,678 (+2%) Land $121,449 Building $358,229
2025	$7,970.00 (+4.92%) Homeowner's exemption	$470,273 (+4.04%) Land $119,068 Building $351,205
2023	$7,596.00 (+0.9%) Homeowner's exemption	$452,012 Land $114,444 Building $337,568
2022	$7,528.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks, Inyo Networks.

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