Kingfisher County property record for 3581 E 720 Rd, Loyal, OK 73756 · Last verified March 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 3,266 sqft · built 2004 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,766 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Dec 2006 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-03-17N-09W-4-001-00 |
| Primary APN | 0000-03-17N-09W-4-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,266 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Type | Attached |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 372 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Utility Building | 2,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3923 |
|---|---|
| Street Address | E 720 RD |
| State | OK |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SOUTH 40 ACRES SE4 3-17N-09W |
| Jurisdiction | KINGFISHER OK |
| Township / Civil Division | KINGFISHER |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 958200 |
Source: Kingfisher County records · APN 0000-03-17N-09W-4-001-00
Assessment roll updated October 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 47, LOYAL, OK 73756-0047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2018 | Deed of Trust, Mortgage · Line of Credit F & M BANK |
| Dec 12, 2006 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Dec 11, 2006 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KINGFISHER OK |
| Property Address | E 720 RD, OK |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003172/547 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 3172/547 |
| Instrument | 2018-009799 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Address | KINGFISHER, OK 73750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 20, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KINGFISHER OK |
| Property Address | E 720 RD, OK |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 002120/013 |
|---|---|
| Date | Dec 12, 2006 |
| Book Page | 2120/013 |
| Instrument | 005308 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | 4432 ASBURY AVE, ANNISTON, AL 36206 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Nov 22, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KINGFISHER OK |
| Property Address | E 720 RD, OK |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 002119/274 |
|---|---|
| Date | Dec 11, 2006 |
| Book Page | 2119/274 |
| Instrument | 005288 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | 4432 ASBURY AVE, ANNISTON, AL 36206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 01, 2031 |
Source: Kingfisher County records · Assessment roll updated October 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kingfisher County |
| Unified School District | Lomega Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,766.00 (+3.35%) Homeowner's exemption | $43,160 (+3%) Land $2,630 Building $40,530 | $536,034 (+16.35%) Land $35,706 Building $500,328 |
| 2023 | $3,644.00 Homeowner's exemption | $41,903 Land $2,492 Building $39,411 | $460,726 Land $22,657 Building $438,069 |
Source: FEMA National Flood Hazard Layer, Kingfisher County (40073C), updated October 2, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400739582001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 2 of 4 on primary residences |
| Nearby Flood Claims | 2 (1995–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2007, river or lake flooding, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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