3581 Coconut Way, Oceanside, CA 92058 Property Records

San Diego County property record for 3581 Coconut Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,448 sqft · built 1984
Lot Size	8.4 acres (366,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$654,000 (Sep 2025)
Tax Bill	$4,200 (2025)
Deeds & Mortgages	Sep 2021 Transfer Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`158-190-31-20`

Property Details

APN / Parcel Number

Primary APN	`158-190-31-20`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,448 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Lot Area	366,299 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3581 COCONUT WAY
City	OCEANSIDE
State	CA
Zip	92058-1673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 1 US 20PER DOC80-392550&UND INT IN TR 009790
Legal Subdivision	LOS ARBOLITOS ADD
Legal Tract	009790
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18622

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3581 COCONUT WAY, OCEANSIDE, CA 92058-1673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Intrafamily Transfer, Transfer ORANGE COAST TITLE COMPANY
Nov 3, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Nov 3, 2020 · Amount on Record
Deed Document Number	2025248138
Prior Transfer Date	Jan 13, 2021
Prior Transfer Doc	0000631953
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2021
Property Address	3581 COCONUT WAY, OCEANSIDE, CA 92058-1673
Document Number	0000631953
Map Reference	MAP 9790
Instrument Date	Jan 13, 2021
Instrument	2021-0631953
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3581 COCONUT WAY, OCEANSIDE, CA 92058-1673

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2020
Property Address	3581 COCONUT WAY, OCEANSIDE, CA 92058-1673
Document Number	0000681252
Map Reference	MAP 9790
Instrument Date	Sep 24, 2020
Instrument	2020-0681252
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 COCONUT WAY, OCEANSIDE, CA 92058-1673

Mortgage

Document Number	0000681253
Date	Nov 3, 2020
Instrument	2020-0681253

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$654,000 (+72.63%) Land $500,000 Building $154,000
2025	$4,200.00 (+5.24%) Homeowner's exemption	$378,847 (+4.04%) Land $87,146 Building $291,701
2023	$3,991.00 (+1.58%) Homeowner's exemption	$364,138 Land $83,763 Building $280,375
2022	$3,929.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	105 units insured incl. 88 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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