3581 Bowdens Rd, Lakeland, FL 33812 Property Records

Polk County property record for 3581 Bowdens Rd, Lakeland, FL 33812

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,305 sqft · built 2021
Lot Size	0.253 acres (11,008 sqft)
Owner	Company Name on Record
Last Sale	$57,000 (Jun 2020)
Tax Bill	$6,181 (2025)
Deeds & Mortgages	Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-29-10-280568-000370`

Property Details

APN / Parcel Number

Primary APN	`24-29-10-280568-000370`
Alternative APNs	`102924280568000370` `02924000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,305 sqft Living Area
Gross Area	3,021 sqft
1st Floor Area	2,305 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,008 sqft (0.253 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	716 sqft
Porch	Finished/Open Porch

Location & Zoning

Street Address	3581 BOWDENS RD
City	LAKELAND
State	FL
Zip	33812-4489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE HERITAGE PHASE 2 PB 176 PG 17-19 LOT 37
Legal Range	24E
Legal Township	29S
Legal Section	10
Legal Subdivision	LAKESIDE HERITAGE PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	37
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1003
Census Tract	11834

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6659 CRESCENT LAKE DR, LAKELAND, FL 33813-4653
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Deed Document Number	2020109159
Deed Book / Page	11251 / 1144
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 3, 2020
Property Address	3581 BOWDENS RD, LAKELAND, FL 33812-4489
Document Number	0112511144
Book / Page	011251 / 001144
Instrument Date	May 27, 2020
Instrument	109159
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$399.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6659 CRESCENT LAKE DR LAKELAND FL 338134653, LAKELAND, FL 33813-4653

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,972 (-2.12%) Land $80,000 Building $387,972	$467,972 (-2.12%) Land $80,000 Building $387,972
2025	$6,181.00 (-11.65%)	$478,115 (+0.54%) Land $80,000 Building $398,115	$478,115 (+0.54%) Land $80,000 Building $398,115
2024	$6,996.00 (+7.05%)
2023	$6,535.00 (+11.82%)	$475,557 (+19.54%) Land $78,000 Building $397,557	$475,557 (+19.54%) Land $78,000 Building $397,557
2022	$5,844.00	$397,819 Land $74,000 Building $323,819	$397,819 Land $74,000 Building $323,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2003–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20