3580 S Echo Cir, Camp Verde, AZ 86322 Property Records

Yavapai County property record for 3580 S Echo Cir, Camp Verde, AZ 86322

Property Summary

Property TypeSingle Family Home
Details1,672 sqft · built 2001
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Sep 2021)
Tax Bill$1,351 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN404-12-302

Property Details

APN / Parcel Number

Primary APN404-12-302
Alternative APNs
  • 4041230209
  • 404123029

Interior

Stories1 Story
Building Area1,672 sqft Living Area
Gross Area2,248 sqft
1st Floor Area1,672 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area358 sqft
Patio Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number404123029
Street Address3580 S ECHO CIR
CityCAMP VERDE
StateAZ
Zip86322-6086
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLEAR CREEK WEST #2 LOT 266 694/997
Legal SubdivisionCLEAR CREEK
Legal Lot Number266
JurisdictionYAVAPAI AZ
Township / Civil DivisionCAMP VERDE-SEDONA
Census Block Group1
Census Block1059
Census Tract1602

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3580 S ECHO CIR, CAMP VERDE, AZ 86322-6086
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Warranty Deed, Transfer · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Feb 25, 2019Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Prior SaleApr 6, 2016 · Amount on Record
Deed Document Number202166193
Prior Transfer DateAug 5, 2008
Prior Transfer Doc0004283058
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYAVAPAI AZ
Recording DateSep 15, 2021
Property Address3580 S ECHO CIR, CAMP VERDE, AZ 86322-6086
Document Number0000066193
Map ReferenceMB 15 PG 73
Instrument DateSep 9, 2021
Instrument2021-0066193
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanySURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3580 S ECHO CIR, 3580, CAMP VERDE, AZ 86322-6086

Transferred To (Grantee/Buyer)

NameVerified Name
Address3580 S ECHO CIR, CAMP VERDE, AZ 86322-6086

Mortgage

Document Number0000066194
DateSep 15, 2021
Instrument2021-0066194
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address3580 S ECHO CIR, CAMP VERDE, AZ 86322-6086
Document Number0000009951
Instrument DateFeb 25, 2019
Transaction TypeMortgage
Record UpdatedMar 19, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address3580 S ECHO CIR CAMP VERDE AZ 863226086, CAMP VERDE, AZ 86322-6086

Mortgage

Document Number0000009951
DateMar 6, 2019
Instrument9951
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 5, 2049

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYavapai County
MunicipalityCamp Verde Town
Unified School DistrictCamp Verde Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$31,597 (+0.75%)$315,967 (+0.75%) Land $31,701 Building $284,266
2025$1,351.00 (+16.47%)$31,362 Land $3,733 Building $27,629$313,625 Land $37,331 Building $276,294
2022$1,160.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1993)
Most Recent ClaimFeb 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 63% of Arizona
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERDE LAKES WATER - BIG VALLEY
public/private · serves 870 people · EPA ID AZ0413130
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verde Valley Internet
Fixed Wireless
100 / 25

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