3580 Polk St, Gary, IN 46408 Property Records

Lake County property record for 3580 Polk St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 3,308 sqft · built 1949
Lot Size0.115 acres (5,009 sqft)
Owner2 Individual Names on File
Tax Bill$980 (2024)
Deeds & MortgagesJun 2026 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-45-0195-0017

Property Details

APN / Parcel Number

Primary APN001-25-45-0195-0017
Alternative APNs
  • 45-08-21-377-021.000-004
  • 254501950017

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area3,308 sqft Living Area
Gross Area5,226 sqft
1st Floor Area1,654 sqft
Basement Area1,654 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1965
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
View / LotAlley
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3580 POLK ST
CityGARY
StateIN
Zip46408-1529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELLEY-GLOVER-VALE PARKSIDE ADD. ALL L.17 & L.18 BL.2
Legal SubdivisionKELLEY-GLOVER-VALE PARKSIDE ADD
Legal Block2
Legal Lot Number17
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group6
Census Block6010
Census Tract12400

Owner

3580 Polk St is owned and occupied by two individuals who acquired it in December 2012.

Source: Lake County records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3580 POLK ST, GARY, IN 46408-1529
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 26, 2012
Transfer Doc0000011609
Record UpdatedOct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IN
Recording DateJun 15, 2026
Property Address3580 POLK ST, GARY, IN 46408-1529
Document Number0000524778
Instrument DateJun 11, 2026
Instrument2026524778
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3580 POLK ST, GARY, IN 46408-1529

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$136,400 Land $5,300 Building $131,100$136,400 Land $5,300 Building $131,100
2024$980.00
2023$112,400 (+1.9%) Land $5,100 Building $107,300$112,400 (+1.9%) Land $5,100 Building $107,300
2022$858.00 Homeowner's exemption$110,300 Land $4,000 Building $106,300$110,300 Land $4,000 Building $106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3580 Polk St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims30 (1981–2026)
Claims Outside the SFHA10 of 30
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Feb 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3580 Polk St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

Nearby Properties on Polk St

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