3580 Handman Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 3580 Handman Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,424 sqft · built 2018
Lot Size	0.076 acres (3,311 sqft)
Owner	Individual Name on File
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-0006-0014-00`

Property Details

APN / Parcel Number

Primary APN	`028-0006-0014-00`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,424 sqft Living Area
1st Floor Area	1,344 sqft
2nd Floor Area	1,080 sqft
Basement Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,311 sqft (0.076 acres)
Lot Width	25 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3580 HANDMAN AVE
City	CINCINNATI
State	OH
Zip	45226-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANDMAN AVE 25 FT IRR LOT 20 COTTAGE HILL SUB
Legal Subdivision	COTTAGE HILL SUB
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	4703

Owner

3580 Handman Ave is owned by an individual who acquired it in May 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3576 HANDMAN AVE, CINCINNATI, OH 45226-1103
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CINFED CU
May 10, 2018	Quit Claim Deed, Mortgage CINFED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018
Deed Sale	May 4, 2018
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3580 HANDMAN AVE, CINCINNATI, OH 45226-1103
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097797
Date	Aug 13, 2021
Book Page	14480/50
Instrument	2021-0097797

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45213

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	May 10, 2018
Property Address	3580 HANDMAN AVE, CINCINNATI, OH 45226-1103
Document Number	0000039540
Book / Page	013665 / 000440
Instrument Date	Apr 27, 2018
Instrument	39540
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3576 HANDMAN AVE CINCINNATI OH 452261103, CINCINNATI, OH 45226-1103

Mortgage

Document Number	39541
Date	May 10, 2018
Book Page	013665/000442
Instrument	39541

Lender

Name	CINFED FCU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3580 Handman Ave was $4,965, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,965.00 (+0.14%)	$266,466 (-) Land $78,355 Building $188,111
2024	$4,958.00 (-0.16%)	$266,466 (-) Land $78,355 Building $188,111
2023	$4,966.00 (+120.52%)	$266,466 (+17.15%) Land $78,355 Building $188,111	$761,330 Land $223,870 Building $537,460
2022	$2,252.00	$227,455 Land $31,899 Building $195,556
2020			$649,870 Land $91,140 Building $558,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3580 Handman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3580 Handman Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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