3580 Binnacle Way, Oceanside, CA 92054 Property Records

San Diego County property record for 3580 Binnacle Way, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1984
Lot Size0.161 acres (7,017 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Nov 2002)
Tax Bill$5,233 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN149-141-28-00

Property Details

APN / Parcel Number

Primary APN149-141-28-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,356 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area7,017 sqft (0.161 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3580 BINNACLE WAY
CityOCEANSIDE
StateCA
Zip92054-4776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 213 TR 009506
Legal SubdivisionSEA MESA
Legal Tract009506
Legal Block3
Legal Lot Number213
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3004
Census Tract18511

Owner

Source: San Diego County records · APN 149-141-28-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3580 BINNACLE WAY, OCEANSIDE, CA 92054-4776
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2002 · Amount on Record
Deed SaleNov 22, 2002 · Amount on Record
Prior SaleJun 01, 1999 · Amount on Record
Deed Document Number20021057718
Last Transfer DateOct 06, 2015
Transfer Doc0000539481
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3580 BINNACLE WAY, OCEANSIDE, CA 92054-4776
Document Number0000464698
Instrument DateAug 12, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3580 BINNACLE WAY OCEANSIDE CA 920544776, OCEANSIDE, CA 92054-4776

Mortgage

Document Number0000464698
DateAug 18, 2020
Instrument464698
Lender
NameLADERA LNDG
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$480,086 (+2%) Land $295,440 Building $184,646
2025$5,233.00 (+5.25%) Homeowner's exemption$470,674 (+4.04%) Land $289,648 Building $181,026
2023$4,972.00 (+1.55%) Homeowner's exemption$452,399 Land $278,401 Building $173,998
2022$4,896.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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