Cabarrus County property record for 3580 Backwater St, Concord, NC 28027
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,403 sqft · built 2024 |
| Lot Size | 0.048 acres (2,091 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $304,000 (Mar 2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04104J0114.000000 |
| Primary APN | 04104J0114.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,403 sqft Living Area |
| Gross Area | 1,777 sqft |
| 1st Floor Area | 561 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 2,091 sqft (0.048 acres) |
| Lot Width | 21 ft Width |
| Garage Type | Mixed |
| Garage Area | 260 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 492 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 48 sqft |
| Storage Building | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 177031 |
|---|---|
| Street Address | 3580 BACKWATER ST |
| City | CONCORD |
| State | NC |
| Zip | 28027-9833 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | LT 114 CHILDERS PARK |
| Legal Subdivision | CHILDERS PARK |
| Legal Lot Number | 114 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41202 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 703 FIVE LEAF LN, WAXHAW, NC 28173-7288 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Deed Document Number | 20256609 |
| Deed Book / Page | 17366 / 156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 13, 2026 |
| Property Address | 3580 BACKWATER ST, CONCORD, NC 28027-9833 |
| Document Number | 0000011134 |
| Book / Page | 17986 / 239 |
| Instrument Date | May 13, 2026 |
| Instrument | 202611134 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 703 FIVE LEAF LN, WAXHAW, NC 28173-7288 |
| Document Number | 0000011134, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 17986/239 |
| Instrument | 202611134 |
| Name | PROVIDENT FUNDING ASSOC L.P |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $318,150 (-) Land $80,000 Building $238,150 | |
| 2025 | $318,150 Land $80,000 Building $238,150 | |
| 2024 | $318,150 Land $80,000 Building $238,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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