358 Washington St, Ramona, CA 92065 Property Records

San Diego County property record for 358 Washington St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,648 sqft · built 1986
Lot Size	29.2 acres (1,275,001 sqft)
Owner	Company Name on Record
Last Sale	$1,350,000 (Jan 2022)
Tax Bill	$16,094 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`279-120-77-00`

Property Details

APN / Parcel Number

Primary APN	`279-120-77-00`
Alternative APN	`2791206100`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,648 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	1,275,001 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Old Parcel Number	2791206100
Street Address	358 WASHINGTON ST
City	RAMONA
State	CA
Zip	92065-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 342 NWQ PAR A OF DOC07-0131940 IN BLK 326&IN NLY 215 FT OF TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	342,3
Legal Lot Number	326
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1013
Census Tract	20807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	358 WASHINGTON ST, RAMONA, CA 92065-1218
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Intrafamily Transfer, Transfer
May 4, 2023	Intrafamily Transfer, Transfer
Jan 19, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2022	Intrafamily Transfer, Transfer WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA
Oct 11, 2018	Quit Claim Deed, Transfer PACIFIC MARINE CU
Oct 15, 2018	Quit Claim Deed, Transfer STEWART TITLE
Aug 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Aug 23, 2010 · Amount on Record
Deed Document Number	202228148
Prior Transfer Date	Jan 5, 2022
Prior Transfer Doc	0000028149
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2023
Property Address	358 WASHINGTON ST, VISTA, CA 92084-5451
Document Number	0000116309
Map Reference	MAP 644
Instrument Date	Mar 28, 2023
Instrument	2023-0116309
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	358 WASHINGTON ST, RAMONA, CA 92065-1218

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2023
Property Address	358 WASHINGTON ST, VISTA, CA 92084-5451
Document Number	0000116308
Map Reference	MAP 644
Instrument Date	Mar 28, 2023
Instrument	2023-0116308
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	358 WASHINGTON ST, RAMONA, CA 92065-1218

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2022
Property Address	358 WASHINGTON ST, VISTA, CA 92084-5451
Document Number	0000028148
Map Reference	MAP 644
Instrument Date	Jan 18, 2022
Instrument	2022-0028148
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 839, POWAY, CA 92074-0839

Mortgage

Document Number	0000028150
Date	Jan 19, 2022
Instrument	2022-0028150

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2022
Property Address	358 WASHINGTON ST, VISTA, CA 92084-5451
Document Number	0000028149
Map Reference	MAP 644
Instrument Date	Jan 5, 2022
Instrument	2022-0028149
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 839, POWAY, CA 92074-0839

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2018
Property Address	358 WASHINGTON ST, RAMONA, CA 92065-1218
Document Number	0000423573
Instrument Date	Oct 4, 2018
Instrument	423573
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	358 WASHINGTON ST RAMONA CA 920651218, RAMONA, CA 92065-1218

Mortgage

Document Number	423574
Date	Oct 11, 2018
Instrument	423574

Lender

Name	PACIFIC MARINE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2018
Property Address	358 WASHINGTON ST, RAMONA, CA 92065-1218
Document Number	0000426284
Instrument Date	Oct 4, 2018
Instrument	426284
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	358 WASHINGTON ST RAMONA CA 920651218, RAMONA, CA 92065-1218

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 3, 2018
Property Address	358 WASHINGTON ST, RAMONA, CA 92065-1218
Document Number	0000318996
Instrument Date	Jun 15, 2018
Instrument	318996
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	358 WASHINGTON ST RAMONA CA 920651218, RAMONA, CA 92065-1218

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,461,173 (+2%) Land $865,945 Building $595,228
2025	$16,094.00 (+9.72%) Homeowner's exemption	$1,432,523 (+7.71%) Land $848,966 Building $583,557
2023	$14,668.00 (+72.34%)	$1,330,000 Land $788,000 Building $542,000
2022	$8,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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