358 Thurmond Rd, Toccoa, GA 30577 Property Records

Franklin County property record for 358 Thurmond Rd, Toccoa, GA 30577

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,734 sqft · built 2017
Lot Size10.2 acres (448,232 sqft)
Owner2 Individual Names on Record
Last Sale$31,000 (Apr 2012)
Tax Bill$3,615 (2025)
Deeds & MortgagesJun 2020 Mortgage
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN018-087

Property Details

APN / Parcel Number

Primary APN018-087
Alternative APN
  • 3084

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,734 sqft Heated Area
1st Floor Area2,734 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialVinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialMetal
Lot Area448,232 sqft (10.2 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Carport Area1,176 sqft

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Deck Area556 sqft
Utility Building120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3084
Old Parcel Number018 087
Street Address358 THURMOND RD
CityTOCCOA
StateGA
Zip30577-5145
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeUNZONED RURAL
Legal Description10.29 ACRES 211 GMD
Legal SubdivisionJERRY & DONNA C POOLE SURV
JurisdictionFRANKLIN GA
Township / Civil DivisionCARNESVILLE
Census Block Group1
Census Block1019
Census Tract890201

Owner

Source: Franklin County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address358 THURMOND RD, TOCCOA, GA 30577-5145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
MAGNOLIA BK
Apr 6, 2018Deed of Trust, Mortgage
MAGNOLIA BK
Sep 28, 2017Trustee's Deed, Construction Loan · Line of Credit
NORTHEAST GA BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2012 · Amount on Record
Deed SaleApr 2, 2012 · Amount on Record
Deed Document Number0001073128
Deed Book / Page1073 / 128
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN GA
Property Address358 THURMOND RD, TOCCOA, GA 30577-5145
Document Number0013950069
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address358 THURMOND RD TOCCOA GA 305775145, TOCCOA, GA 30577-5145

Mortgage

Document Number0013950069
DateJun 19, 2020
Book Page001395/000069
Lender
NameMAGNOLIA BK
TypeBank
AddressCAMPBELLSVILLE, KY 42718
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN GA
Property Address358 THURMOND RD, TOCCOA, GA 30577-5145
Document Number0012970001
Instrument DateApr 6, 2018
Transaction TypeMortgage
Record UpdatedMay 3, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address358 THURMOND RD TOCCOA GA 305775145, TOCCOA, GA 30577-5145

Mortgage

Document Number0012970001
DateApr 18, 2018
Book Page001297/000001
Lender
NameMAGNOLIA BK
TypeBank
AddressCAMPBELLSVILLE, KY 42718
Agreement
AmountAmount Recorded
Term360 Months
DueApr 17, 2048

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFRANKLIN GA
Recording DateSep 28, 2017
Property Address358 THURMOND RD, TOCCOA, GA 30577-5145
Document Number0012760242
Book / Page001276 / 000242
Instrument DateJul 20, 2017
Transaction TypeConstruction Loan
Record UpdatedDec 11, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 RICHARDSON ST TOCCOA GA 305773543, TOCCOA, GA 30577-3543

Mortgage

Document Number12760242
DateSep 28, 2017
Book Page001276/000242
Lender
NameNORTHEAST GA BK
TypeBank
AddressTOCCOA, GA 30577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 27, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,615.00 (+17.37%) Homeowner's exemption$158,450 (+32.71%) Land $32,947 Building $125,503$396,126 (+32.71%) Land $82,368 Building $313,758
2022$3,080.00 Homeowner's exemption$119,392 Land $17,628 Building $101,764$298,479 Land $44,069 Building $254,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 53% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

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