Polk County property record for 358 Sand Pine Trl, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,777 sqft · built 1981 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,700 (Nov 2005) |
| Tax Bill | $389 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-26-354720-006100 |
| Primary APN | 25-28-26-354720-006100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| 1st Floor Area | 1,478 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Porch | Florida Room |
| Porch Area | 379 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|
| Street Address | 358 SAND PINE TRL |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE THOMAS ESTATES UNIT 2 PB 60 PG 5 BLOCK 6 LOT 10 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | LAKE THOMAS ESTATES UNIT 2 |
| Legal Tract | 354720 |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14703 |
358 Sand Pine Trl is owned and occupied by an individual who bought it in November 2005.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 358 SAND PINE TRL, WINTER HAVEN, FL 33880-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2005 · Amount on File |
| Deed Sale | Nov 15, 2005 · Amount on File |
| Prior Sale | Apr 23, 1998 · Amount on File |
| Deed Document Number | 2005278489 |
| Deed Book / Page | 6490 / 1526 |
| Prior Transfer Date | Aug 26, 2005 |
| Prior Transfer Doc | 0000278489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 358 SAND PINE TRL, WINTER HAVEN, FL 33880-1103 |
| Document Number | 0104861456 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 358 SAND PINE TRL WINTER HAVEN FL 338801103, WINTER HAVEN, FL 33880-1103 |
| Document Number | 0104861456 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 010486/001456 |
| Instrument | 104492 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 15, 2028 |
| Rate | 12% |
|---|
The 2025 property tax bill for 358 Sand Pine Trl was $389 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,254 (+2.7%) | $228,872 (-0.09%) Land $31,000 Building $197,872 | |
| 2025 | $389.00 Homeowner's exemption | $62,565 | $229,074 Land $31,000 Building $198,074 |
| 2023 | $928.00 (+6.54%) Homeowner's exemption | $59,031 (+3%) | $213,884 (+24.12%) Land $30,000 Building $183,884 |
| 2022 | $871.00 Homeowner's exemption | $57,312 | $172,324 Land $25,000 Building $147,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 358 Sand Pine Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 358 Sand Pine Trl is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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