358 Prospect St, Unit A, La Jolla, CA 92037 Property Records

San Diego County property record for 358 Prospect St, Unit A, La Jolla, CA 92037

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,582 sqft · built 1990
Lot Size	0.97 acres (4,223 sqft)
Owner	2 Company Names on Record
Last Sale	$2,467,000 (Oct 2023)
Tax Bill	$32,035 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`350-400-32-03`

Property Details

APN / Parcel Number

Primary APN	`350-400-32-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,582 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	4,223 sqft (0.97 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	358 PROSPECT ST, A
City	LA JOLLA
State	CA
Zip	92037-4615
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LJPD-5
Legal Description	PAR 1 US 3 PER DOC07-704572&UND INT IN TR PM20341
Legal Subdivision	LA JOLLA PARK RESUB
Legal Tract	100341
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	8202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	358 PROSPECT ST, A, LA JOLLA, CA 92037-4615
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA
Oct 31, 2023	Grant Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Dec 19, 2018	Quit Claim Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO
Dec 19, 2018	Grant Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	2023300028
Last Transfer Date	Feb 28, 2025
Transfer Doc	0000053059
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2026
Document Number	0000139863
Instrument Date	Dec 13, 2025
Instrument	2026139863
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000139863,
Date	May 15, 2026
Instrument	2026139863

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2023
Property Address	358 PROSPECT ST UNIT A, A, LA JOLLA, CA 92037-4615
Document Number	0000300028
Map Reference	FILE 2007-0601060
Instrument Date	Oct 3, 2023
Instrument	2023-0300028
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 PROSPECT ST UNIT A, A, LA JOLLA, CA 92037-4615

Mortgage

Document Number	0000300029
Date	Oct 31, 2023
Instrument	2023-0300029

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 19, 2018
Property Address	358 PROSPECT ST UNIT A, A, LA JOLLA, CA 92037-4615
Document Number	0000519948
Instrument Date	Dec 18, 2018
Instrument	519948
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	358 PROSPECT ST #A LA JOLLA CA 920374615, A, LA JOLLA, CA 92037-4615

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 19, 2018
Property Address	358 PROSPECT ST UNIT A, A, LA JOLLA, CA 92037-4615
Document Number	0000519949
Instrument Date	Dec 5, 2018
Instrument	519949
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,969.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	358 PROSPECT ST #A LA JOLLA CA 920374615, A, LA JOLLA, CA 92037-4615

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,566,318 (+2%) Land $2,080,800 Building $485,518
2025	$32,035.00 (+5.65%)	$2,515,999 (+31.09%) Land $2,040,000 Building $475,999
2024	$30,323.00 (+29.27%)
2023	$23,457.00 (+2.74%) Homeowner's exemption	$1,919,239 Land $1,608,302 Building $310,937
2022	$22,832.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 units insured incl. 51 condo units
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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