358 Prospect Ave, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 358 Prospect Ave, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,772 sqft · built 1949
Lot Size	0.336 acres (14,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2012)
Tax Bill	$11,831 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`03-00060-0000-00010-01`

Property Details

APN / Parcel Number

Primary APN	`03-00060-0000-00010-01`
Alternative APN	`0300060000000010`

Interior

Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,772 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	14,619 sqft (0.336 acres)
Lot Dimensions	170 ft deep x 86 ft wide

Location & Zoning

Old Parcel Number	030006000000001001`
Street Address	358 PROSPECT AVE
City	DUNELLEN
State	NJ
Zip	08812-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	86X170
Legal Block	60
Legal Lot Number	10.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	1
Census Block	1020
Census Tract	300

Owner

Source: Middlesex County and Dunellen Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	358 PROSPECT AVE, DUNELLEN, NJ 08812-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAP & INV LLC
Nov 30, 2016	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2012 · Amount on Record
Deed Sale	May 17, 2012 · Amount on Record
Deed Document Number	20125026
Deed Book / Page	6351 / 30
Prior Transfer Date	May 5, 2011
Prior Transfer Doc	0000004761
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	358 PROSPECT AVE, DUNELLEN, NJ 08812-1528
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021045130
Date	Mar 31, 2021
Book Page	18370/1448
Instrument	2021045130

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	358 PROSPECT AVE, DUNELLEN, NJ 08812-1528
Document Number	0000055934
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 PROSPECT AVE DUNELLEN NJ 088121528, DUNELLEN, NJ 08812-1528

Mortgage

Document Number	0000055934
Date	Jun 26, 2020
Book Page	017922/001216
Instrument	55934

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	358 PROSPECT AVE, DUNELLEN, NJ 08812-1528
Document Number	0000007622
Book / Page	016709 / 000484
Instrument Date	Nov 30, 2016
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	358 PROSPECT AVE DUNELLEN NJ 088121528, DUNELLEN, NJ 08812-1528

Mortgage

Document Number	0000007622
Date	Mar 15, 2017
Book Page	016709/000484
Instrument	7622

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,900 (+10.01%) Land $119,500 Building $423,400	$542,900 (+10.01%) Land $119,500 Building $423,400
2025	$11,831.00 (-2.42%) Veteran's exemption	$493,500 (+26.02%) Land $119,500 Building $374,000	$493,500 (+26.02%) Land $119,500 Building $374,000
2024	$12,124.00 (+23.44%)
2023		$391,600 Land $119,500 Building $272,100	$391,600 Land $119,500 Building $272,100
2022	$9,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 131 policies
Nearby Flood Policies	131 in force
Nearby Flood Claims	160 (1978–2025)
Claims Outside the SFHA	16 of 160
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 33 claims Hurricane Irene, Sep 2011 · 47 claims Severe Storms And Flooding, Mar 2010 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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