Bergen County and Dumont Borough property record for 358 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,681 sqft · built 1940 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Jul 2022) |
| Tax Bill | $13,591 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00401-0000-00014 |
| Primary APN | 10-00401-0000-00014 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,681 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 132100 |
|---|---|
| Street Address | 358 PROSPECT AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X100 |
| Legal Subdivision | FLEETWOOD SEC #2 |
| Legal Block | 401 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 10300 |
358 Prospect Ave is owned and occupied by an individual who bought it in July 2022.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 358 PROSPECT AVE, DUMONT, NJ 07628-1837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Mar 13, 2019 | Deed of Trust, Mortgage · Balloon Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on File |
| Deed Sale | Jul 18, 2022 · Amount on File |
| Deed Document Number | 202271081 |
| Deed Book / Page | 4743 / 700 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 18, 2022 |
| Property Address | 358 PROSPECT AVE, DUMONT, NJ 07628-1837 |
| Document Number | 0047430700 |
| Book / Page | 4743 / 700 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2022071081 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1407 BOND ST, 1407, ASBURY PARK, NJ 07712-5301 |
| Name | Verified Name |
|---|---|
| Address | 358 PROSPECT AVE, DUMONT, NJ 07628-1837 |
| Document Number | 2022071082 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022071082 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 358 PROSPECT AVE, DUMONT, NJ 07628-1837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031980163 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 3198/163 |
| Instrument | 19-016388 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 358 Prospect Ave was $13,591, up 19.3% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,900 (+6.9%) Land $294,500 Building $326,400 | $620,900 (+6.9%) Land $294,500 Building $326,400 | |
| 2025 | $13,591.00 (+19.28%) | $580,800 Land $270,800 Building $310,000 | $580,800 Land $270,800 Building $310,000 |
| 2024 | $11,394.00 | ||
| 2023 | $280,300 Land $152,000 Building $128,300 | $280,300 Land $152,000 Building $128,300 | |
| 2022 | $10,884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 358 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 358 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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