358 Poteat Rd, Morganton, NC 28655 Property Records

Burke County property record for 358 Poteat Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,515 sqft · built 1960
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$101,500 (Sep 2020)
Tax Bill	$955 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2701275679`

Property Details

APN / Parcel Number

Primary APN	`2701275679`
Alternative APN	`980`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,356 sqft
Basement Area	1,017 sqft
Finished Basement	560 sqft
Unfinished Basement	457 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Shed	1 Shed
Shed Area	72 sqft
Pole Barn	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	358 POTEAT RD
City	MORGANTON
State	NC
Zip	28655-7630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	358 POTEAT RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4001
Census Tract	21301

Owner

358 Poteat Rd is owned and occupied by an individual who bought it in September 2020.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	358 POTEAT RD, MORGANTON, NC 28655-7630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit LENDER RECORDING SERVICES
Sep 18, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 2, 2018	Quit Claim Deed ATTORNEY ONLY
Feb 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Deed Document Number	202017044819
Deed Book / Page	2489 / 16
Prior Transfer Date	Aug 27, 2018
Prior Transfer Doc	0023690058
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Jun 26, 2026
Property Address	358 POTEAT RD, MORGANTON, NC 28655-7630
Document Number	0026005911
Book / Page	2881 / 317
Instrument Date	Jun 23, 2026
Instrument	202626005911
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 POTEAT RD, MORGANTON, NC 28655-7630

Mortgage

Document Number	0026005911,
Date	Jun 26, 2026
Book Page	2881/317
Instrument	202626005911

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 18, 2020
Property Address	358 POTEAT RD, MORGANTON, NC 28655-7630
Document Number	0024890016
Book / Page	2489 / 16
Instrument Date	Sep 18, 2020
Instrument	2017044819
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 POTEAT RD, MORGANTON, NC 28655-7630

Mortgage

Document Number	2017044820
Date	Sep 18, 2020
Instrument	2017044820

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

October 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Oct 2, 2018
Property Address	358 POTEAT RD, MORGANTON, NC 28655-7630
Document Number	0023690058
Book / Page	002369 / 000058
Instrument Date	Aug 27, 2018
Instrument	20537
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	358 POTEAT RD MORGANTON NC 286557630, MORGANTON, NC 28655-7630

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Feb 7, 2017
Property Address	358 POTEAT RD, MORGANTON, NC 28655-7630
Document Number	0022770911
Book / Page	002277 / 000911
Instrument Date	Jan 26, 2017
Instrument	1121
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	358 POTEAT RD MORGANTON NC 286557630, MORGANTON, NC 28655-7630

Tax Assessment & Valuation

The 2026 property tax bill for 358 Poteat Rd was $955, up 0.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$955.00 (+0.53%)	$131,031 (-) Land $15,305 Building $115,726	$131,031 (-) Land $15,305 Building $115,726
2025	$950.00	$131,031 Land $15,305 Building $115,726	$131,031 Land $15,305 Building $115,726
2023	$915.00	$131,031 Land $15,305 Building $115,726	$131,031 Land $15,305 Building $115,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 358 Poteat Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 358 Poteat Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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