Allegany County property record for 358 McHenry St, Lavale, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 990 sqft · built 1940 |
| Lot Size | 0.34 acres (14,812 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Aug 2025) |
| Tax Bill | $1,634 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-008582 |
| Primary APN | 29-008582 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 990 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,812 sqft (0.34 acres) |
| Porch | Slab |
| Porch Area | 286 sqft |
| Deck Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 008582 |
|---|---|
| Street Address | 358 MCHENRY ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-7114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 358 MCHENRY ST LOT 30 50X295 NATL HWY ADDN 50X297 |
| Legal Subdivision | NATL HWY ADD |
| Legal Lot Number | 30 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1402 |
358 McHenry St is owned and occupied by two individuals who bought it in August 2025.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 358 MCHENRY ST, CUMBERLAND, MD 21502-7114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed, Transfer · USDA Mortgage HOMESPIRE MORTGAGE CORP |
| Feb 9, 2021 | Deed, Transfer |
| Aug 27, 2020 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on File |
| Deed Sale | Aug 8, 2025 · Amount on File |
| Prior Sale | Dec 8, 2021 · Amount on File |
| Deed Book / Page | 3083 / 411 |
| Prior Transfer Date | Jun 15, 2020 |
| Prior Transfer Doc | 0025810001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Dec 8, 2021 |
| Property Address | 358 MCHENRY ST, LAVALE, MD 21502-7114 |
| Document Number | 002732-0229 |
| Book / Page | 2732 / 229 |
| Instrument Date | Nov 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | ATTICUS TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 358 MCHENRY ST, LAVALE, MD 21502-7114 |
| Document Number | 002732-0234 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 2732/234 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Feb 9, 2021 |
| Property Address | 358 MCHENRY ST, LAVALE, MD 21502-7114 |
| Document Number | 002630-0494 |
| Book / Page | 2630 / 494 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 167 SHADY LN, HYNDMAN, PA 15545-7706 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Aug 27, 2020 |
| Property Address | 358 MCHENRY ST, LAVALE, MD 21502-7114 |
| Document Number | 0025810001 |
| Book / Page | 002581 / 000001 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1100 15TH ST NW WASHINGTON DC 200051707, WASHINGTON, DC 20005-1707 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 358 McHenry St was $1,634 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,267 | $145,900 Land $37,000 Building $108,900 | |
| 2025 | $1,634.00 | ||
| 2023 | $1,173.00 | $108,000 | $126,000 Land $32,500 Building $93,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 358 McHenry St in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 40 (1979–2025) |
| Claims Outside the SFHA | 10 of 40 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 358 McHenry St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
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