358 Main St, Sebastian, FL 32958 Property Records

Indian River County property record for 358 Main St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 1989
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$384,000 (Mar 2023)
Tax Bill	$4,735 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-01-00003-0650-00016.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-01-00003-0650-00016.0`
Alternative APN	`16830`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
Gross Area	2,479 sqft
1st Floor Area	1,799 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 85 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Screened Porch
Porch Area	255 sqft
Patio Area	120 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	358 MAIN ST
City	SEBASTIAN
State	FL
Zip	32958-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 02 BLK 65 LOT 16 PBI 5-34
Legal Range	38E
Legal Township	31S
Legal Section	01
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 2
Legal Block	65
Legal Lot Number	16
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3000
Census Tract	50807

Owner

358 Main St is owned and occupied by two individuals who bought it in March 2023.

Source: Indian River County records, as of July 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	358 MAIN ST, SEBASTIAN, FL 32958-4224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 14, 2023	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2023 · Amount on File
Deed Sale	Mar 14, 2023 · Amount on File
Prior Sale	Mar 9, 2021 · Amount on File
Deed Document Number	202311901
Deed Book / Page	3605 / 2135
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 20, 2026
Property Address	358 MAIN ST, SEBASTIAN, FL 32958-4224
Document Number	0000034677
Book / Page	3876 / 13
Instrument Date	Jul 14, 2026
Instrument	202634677
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 MAIN ST, SEBASTIAN, FL 32958-4224

Mortgage

Document Number	0000034677,
Date	Jul 20, 2026
Book Page	3876/13
Instrument	202634677

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 14, 2023
Property Address	358 MAIN ST, SEBASTIAN, FL 32958-4224
Document Number	0036052135
Book / Page	3605 / 2135
Map Reference	MB 5 PG 34-37
Instrument Date	Mar 3, 2023
Instrument	3120230011901
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,688.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	358 MAIN ST, SEBASTIAN, FL 32958-4224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 MAIN ST, SEBASTIAN, FL 32958-4224

Mortgage

Document Number	0036052136
Date	Mar 14, 2023
Instrument	3605/2136

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 358 Main St was $4,735 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,735.00 Homeowner's exemption	$294,714 Land $61,413 Building $233,301	$294,714 Land $61,413 Building $233,301
2023	$3,601.00 (+14.32%)	$248,020 (+3%)	$284,646 (+18.21%) Land $55,633 Building $229,013
2022	$3,150.00	$240,796 Land $29,984 Building $210,812	$240,796 Land $29,984 Building $210,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 358 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 358 Main St is moderate, ranking above 40% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave.

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