358 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 358 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1928
Lot Size	0.162 acres (7,036 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Jun 2013)
Tax Bill	$5,699 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-332-012`

Property Details

APN / Parcel Number

Primary APN	`06-12-332-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,216 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	7,036 sqft (0.162 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	358 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRYS SUB LOT 10 BLOCK 2
Legal Subdivision	BARRYS SUB
Legal Block	2
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5017
Census Tract	850800

Owner

358 Jefferson Ave is owned and occupied by an individual who bought it in June 2013.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	358 JEFFERSON AVE, ELGIN, IL 60120-3845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage KANE CNTY TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2013 · Amount on File
Deed Sale	Jun 24, 2013 · Amount on File
Deed Document Number	201345936
Prior Transfer Date	Jun 19, 2013
Prior Transfer Doc	0000045936
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	358 JEFFERSON AVE, ELGIN, IL 60120-3845
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020678
Date	Mar 16, 2021
Instrument	2021K020678

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	358 JEFFERSON AVE, ELGIN, IL 60120-3845
Document Number	0000080898
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 JEFFERSON AVE ELGIN IL 601203845, ELGIN, IL 60120-3845

Mortgage

Document Number	0000080898
Date	Dec 23, 2020
Instrument	80898

Lender

Name	KANE CNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 22, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 358 Jefferson Ave was $5,699 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,699.00 Homeowner's exemption	$82,706 (+8.57%) Land $16,955 Building $65,751	$248,217 (+8.57%) Land $50,885 Building $197,332
2024		$76,178 Land $15,617 Building $60,561	$228,625 Land $46,870 Building $181,756
2022	$4,921.00 (+4.72%) Homeowner's exemption	$62,753 (+6.96%) Land $12,865 Building $49,888	$188,259 (+6.96%) Land $38,595 Building $149,664
2021	$4,699.00 Homeowner's exemption	$58,670 Land $12,028 Building $46,642	$176,010 Land $36,084 Building $139,926

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 358 Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 358 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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