358 Howard St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 358 Howard St, Bangor, ME 04401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,220 sqft · built 1971
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Jan 2006)
Tax Bill$5,257 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNBANG M:051 L:103

Property Details

APN / Parcel Number

Primary APNBANG M:051 L:103
Alternative APN
  • 9868

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,220 sqft Living Area
Basement Area500 sqft
Unfinished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeConcrete
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number9868
Street Address358 HOWARD ST
CityBANGOR
StateME
Zip04401-4152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURD1
Legal Lot Number103
JurisdictionBANGOR ME
Township / Civil DivisionBANGOR
Census Block Group1
Census Block1011
Census Tract300

Owner

358 Howard St is owned and occupied by an individual who bought it in January 2006.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address358 HOWARD ST, BANGOR, ME 04401-4152
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2006 · Amount on File
Deed SaleJan 26, 2006 · Amount on File
Deed Document Number20062561
Deed Book / Page10287 / 305
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address358 HOWARD ST, BANGOR, ME 04401-4152
Document Number0153940188
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

NameVerified Name
Address358 HOWARD ST BANGOR ME 044014152, BANGOR, ME 04401-4152

Mortgage

Document Number0153940188
DateDec 24, 2019
Book Page015394/000188
Instrument39891
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 23, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 358 Howard St was $5,257, up 3.4% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityBangor City
Unified School DistrictBangor (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,257.00 (+3.36%)$297,000 (+8.32%) Land $40,300 Building $256,700
2024$5,086.00 (+8.84%)$274,200 (+12.38%) Land $38,400 Building $235,800$293,835
2023$4,673.00 (+5.51%)$244,000 (+12.39%) Land $36,900 Building $207,100
2022$4,429.00$217,100 Land $36,900 Building $180,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 358 Howard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 358 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR WATER DISTRICT
serves 27,298 people · EPA ID ME0090110
Water SourceSurface water
Last State InspectionAug 2024
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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