358 Georgetown Dr, Cary, IL 60013 Property Records

McHenry County property record for 358 Georgetown Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,711 sqft · built 1994
Lot Size	0.241 acres (10,497 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Jul 2016)
Tax Bill	$8,957 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-11-451-009`

Property Details

APN / Parcel Number

Primary APN	`19-11-451-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,711 sqft Living Area
1st Floor Area	991 sqft
Basement Area	991 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Lot Area	10,497 sqft (0.241 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	358 GEORGETOWN DR
City	CARY
State	IL
Zip	60013-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0001261 LT 261 CIMARRON UNIT 4
Legal Subdivision	CIMARRON UNIT 4
Legal Block	451
Legal Lot Number	261
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1022
Census Tract	871312

Owner

358 Georgetown Dr is owned and occupied by two individuals who bought it in July 2016.

Source: McHenry County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	358 GEORGETOWN DR, CARY, IL 60013-3344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION
Jan 18, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage BAXTER CU
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2016 · Amount on File
Deed Sale	Jul 15, 2016 · Amount on File
Prior Sale	May 30, 2013 · Amount on File
Deed Document Number	201625484
Prior Transfer Date	Feb 14, 1994
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jun 2, 2026
Property Address	358 GEORGETOWN DR, CARY, IL 60013-3344
Document Number	0000015289
Instrument Date	May 22, 2026
Instrument	202615289
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	358 GEORGETOWN DR, CARY, IL 60013-3344

Mortgage

Document Number	0000015289,
Date	Jun 2, 2026
Instrument	202615289

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 30, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jan 18, 2024
Property Address	358 GEORGETOWN DR, CARY, IL 60013-3344
Document Number	0000001261
Map Reference	DOC 92R009605
Instrument Date	Jan 10, 2024
Instrument	2024R0001261
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	NOT AVAILABLE, MIS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	358 GEORGETOWN DR, CARY, IL 60013-3344

Mortgage

Document Number	0000001262
Date	Jan 18, 2024
Instrument	2024R0001262

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 29, 2039

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	358 GEORGETOWN DR, CARY, IL 60013-3344
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONA TITE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040723
Date	Jul 26, 2021
Instrument	2021R0040723

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	EDGEWOOD, MD 21040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	358 GEORGETOWN DR, CARY, IL 60013-3344
Document Number	0000034634
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	MIS BOX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	358 GEORGETOWN DR CARY IL 600133344, CARY, IL 60013-3344

Mortgage

Document Number	0000034634
Date	Oct 15, 2019
Instrument	34634

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 14, 2039

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,957.00	$111,400 Land $22,152 Building $89,248	$334,200 Land $66,456 Building $267,744
2022	Homeowner's exemption	$92,276 Land $22,610 Building $69,666	$276,828 Land $67,830 Building $208,998

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 358 Georgetown Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 358 Georgetown Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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