358 Frames Branch Rd, Clay City, KY 40312 Property Records

Powell County property record for 358 Frames Branch Rd, Clay City, KY 40312

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1982
Lot Size	1.19 acres (52,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Aug 2020)
Tax Bill	$417 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`016-00-00-016.01`

Property Details

APN / Parcel Number

Primary APN	`016-00-00-016.01`
Alternative APNs	`25448631` `107933`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,098 sqft (1.19 acres)
Lot Width	206 ft Width
Driveway	Gravel Driveway
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	107933
Street Address	358 FRAMES BRANCH RD
City	CLAY CITY
State	KY
Zip	40312-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS# 8 & 9 & HOUSE
Legal Subdivision	FRANK & JANE RIFFE PROP
Legal Lot Number	8-9
Jurisdiction	POWELL KY
Township / Civil Division	CLAY CITY
Census Block Group	2
Census Block	2043
Census Tract	970202

Owner

Source: Powell County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60 TUTTLE RD, IRVINE, KY 40336-7441
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	2020268057
Deed Book / Page	202 / 674
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	POWELL KY
Recording Date	Aug 7, 2020
Property Address	358 FRAMES BRANCH RD, CLAY CITY, KY 40312-9691
Document Number	DEED202/674
Book / Page	DEED 202 / 674
Map Reference	CAB 1 PG 45
Instrument Date	Jul 21, 2020
Instrument	268057
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	100 10TH ST, CLAY CITY, KY 40312-1133

Mortgage

Document Number	0000268058
Date	Aug 7, 2020
Instrument	268058

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Jul 21, 2023

Tax Assessment & Valuation

Source: Powell County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Powell County
Unified School District	Powell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$417.00 (-1.88%)	$46,500 (-)	$46,500 (-)
2023	$425.00	$46,500	$46,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POWELL VALLEY WATER DISTRICT serves 7,128 people · EPA ID KY0990357
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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