Ottawa County property record for 358 E Water St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,180 sqft · built 1957 |
| Lot Size | 0.397 acres (17,280 sqft) |
| Owner | Trust Name on File |
| Last Sale | $109,600 (Jan 2004) |
| Tax Bill | $2,003 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 042841-7 |
| Primary APN | 042841-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 17,280 sqft (0.397 acres) |
| Lot Dimensions | 192 ft deep x 90 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 208 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 042841-7 |
|---|---|
| Street Address | 358 E WATER ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S04 T06 R15 W 90 FT S 1/2 LOT 4 EMERY THIERWECHTER'S 90 X 192 |
| Legal Range | 15E |
| Legal Township | 06N |
| Legal Section | 04 |
| Legal Subdivision | EMERY THIERWECHTERS SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50700 |
358 E Water St is owner-occupied and held in a trust since May 2022.
Source: Ottawa County records, as of April 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 358 E WATER ST, OAK HARBOR, OH 43449-1455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2022 | Intrafamily Transfer, Transfer |
| Oct 16, 2020 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2004 · Amount on File |
| Deed Sale | Jan 23, 2004 · Amount on File |
| Prior Sale | Jan 23, 2004 · Amount on File |
| Deed Document Number | 2004132187 |
| Deed Book / Page | 980 / 817 |
| Last Transfer Date | May 2, 2022 |
| Transfer Doc | 0000318349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Jun 13, 2022 |
| Property Address | 358 E WATER ST, OAK HARBOR, OH 43449-1455 |
| Document Number | 0000318349 |
| Book / Page | 1902 / 620 |
| Instrument Date | May 2, 2022 |
| Instrument | 2022-318349 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 358 E WATER ST, OAK HARBOR, OH 43449-1455 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 358 E WATER ST, OAK HARBOR, OH 43449-1455 |
| Document Number | 0000299909 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 358 E WATER ST OAK HARBOR OH 434491455, OAK HARBOR, OH 43449-1455 |
| Document Number | 0000299909 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 001801/000268 |
| Instrument | 299909 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | FOSTORIA, OH 44830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 21, 2030 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 358 E Water St was $2,003 with a homeowner's exemption, down 2.7% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,003.00 (-2.67%) | $45,760 (-) Land $14,102 Building $31,658 | |
| 2024 | $2,058.00 (+2.64%) | $45,760 (+17.07%) Land $14,102 Building $31,658 | $130,740 Land $40,290 Building $90,450 |
| 2023 | $2,005.00 (+3.08%) | $39,088 (-) Land $11,746 Building $27,342 | |
| 2022 | $1,945.00 | $39,088 Land $11,746 Building $27,342 | |
| 2021 | $111,680 Land $33,560 Building $78,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 358 E Water St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Apr 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 358 E Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures