358 E Lakeshore Dr, Fair Play, SC 29643 Property Records

Oconee County property record for 358 E Lakeshore Dr, Fair Play, SC 29643

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,400 sqft
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Apr 2017)
Tax Bill	$582 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-06-01-019`

Property Details

APN / Parcel Number

Primary APN	`340-06-01-019`
Alternative APN	`52605`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	3 Stories
Building Area	2,400 sqft Living Area
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	286 ft deep x 88 ft wide

Location & Zoning

Account Number	52605
Old Parcel Number	340 06 01 019
Street Address	358 E LAKESHORE DR
City	FAIR PLAY
State	SC
Zip	29643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 NORTHEAST SHORES
Legal Subdivision	EAST SHORES
Legal Block	1
Legal Lot Number	5
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2079
Census Tract	30903

Owner

358 E Lakeshore Dr is owned by an individual who acquired it in November 2020.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	208 BRECKENRIDGE DR, SIX MILE, SC 29682-9200
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Closed-End Mortgage NORTHEAST GEORGIA BANK
Nov 3, 2020	Deed of Trust, Construction Loan · Construction Mortgage OCONEE FED'L S&L ASSN
Apr 17, 2017	Grant Deed, Transfer · Conventional Mortgage AFB&T

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2017 · Amount on File
Deed Sale	Apr 17, 2017 · Amount on File
Prior Sale	Jun 13, 2013 · Amount on File
Deed Document Number	0000012702
Deed Book / Page	002260 / 000078
Last Transfer Date	Nov 3, 2020
Transfer Doc	0040480199
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	358 E LAKESHORE DR, FAIR PLAY, SC 29643
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 BRECKENRIDGE DR, SIX MILE, SC 29682-9200

Mortgage

Document Number	0000006562
Date	Dec 1, 2023
Book Page	4513/128
Instrument	6562

Lender

Name	NORTHEAST GEORGIA BANK
Type	Bank
Address	LAVONIA, GA 30553

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	11 Months
Due	Nov 28, 2024

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	Nov 3, 2020
Property Address	358 E LAKESHORE DR, FAIR PLAY, SC 29643
Document Number	0040480199
Book / Page	004048 / 000199
Instrument Date	Oct 28, 2020
Transaction Type	Construction Loan
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 E LAKESHORE DR FAIR PLAY SC 29643, FAIR PLAY, SC 29643

Mortgage

Document Number	40480199
Date	Nov 3, 2020
Book Page	004048/000199

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	115 E NORTH 2ND ST, SENECA, SC 29678-3201

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 17, 2017
Property Address	358 E LAKESHORE DR, FAIR PLAY, SC 29643
Document Number	0000012702
Book / Page	002260 / 000078
Instrument Date	Apr 3, 2017
Instrument	12702
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 E LAKESHORE DR FAIR PLAY SC 296432554, FAIR PLAY, SC 29643-2554

Mortgage

Document Number	12703
Date	Apr 17, 2017
Book Page	003598/000242
Instrument	12703

Lender

Name	AFB&T
Address	COLUMBUS, GA 31901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 16, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 358 E Lakeshore Dr was $582.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$582.00	$1,807 Land $1,121 Building $686	$45,190 Land $28,030 Building $17,160
2023		$1,807 Land $1,121 Building $686	$45,190 Land $28,030 Building $17,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 358 E Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 358 E Lakeshore Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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