Schenectady County and Schenectady City property record for 358 Clayton Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,788 sqft · built 1990 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jan 2024) |
| Tax Bill | $7,076 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 421500 60.62-2-38.1 |
| Primary APN | 421500 60.62-2-38.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,788 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 150 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 548 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 358 CLAYTON RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Subdivision | REVISED MAP OF WOODLAWN |
| Legal Block | 2 |
| Legal Lot Number | 38.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 358 CLAYTON RD, SCHENECTADY, NY 12304-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2024 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Dec 5, 2019 | Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on Record |
| Deed Sale | Jan 17, 2024 · Amount on Record |
| Prior Sale | Dec 5, 2019 · Amount on Record |
| Deed Document Number | 20243606 |
| Deed Book / Page | 2123 / 780 |
| Prior Transfer Date | Jun 28, 2013 |
| Prior Transfer Doc | 0000028428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 17, 2024 |
| Property Address | 358 CLAYTON RD, SCHENECTADY, NY 12304-3819 |
| Document Number | 0000003606 |
| Book / Page | 2123 / 780 |
| Map Reference | DR A-294 |
| Instrument Date | Jan 3, 2024 |
| Instrument | 202403606 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | MARATHON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 358 CLAYTON RD, SCHENECTADY, NY 12304-3819 |
| Name | Verified Name |
|---|---|
| Address | 165 PINE RIDGE II, HALFMOON, NY 12065-5679 |
| Document Number | 0000003607 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 5353/978 |
| Instrument | 202403607 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 358 CLAYTON RD, SCHENECTADY, NY 12304-3819 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 358 CLAYTON RD, SCHENECTADY, NY 12304-3819 |
| Document Number | 0000050505 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 5155/249 |
| Instrument | 202150505 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 5, 2019 |
| Property Address | 358 CLAYTON RD, SCHENECTADY, NY 12304-3819 |
| Document Number | 0000054137 |
| Book / Page | 2025 / 955 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 201954137 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 358 CLAYTON RD, 358, SCHENECTADY, NY 12304-3819 |
| Name | Verified Name |
|---|---|
| Address | 358 CLAYTON RD, SCHENECTADY, NY 12304-3819 |
| Document Number | 0000054138 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 201954138 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,076.00 (+1.8%) | ||
| 2025 | $6,951.00 (+33.47%) | $135,000 (+35%) Land $26,200 Building $108,800 | $223,547 (+76.6%) Land $43,385 Building $180,162 |
| 2023 | $100,000 (-) Land $26,200 Building $73,800 | $126,582 (+3.8%) Land $33,164 Building $93,418 | |
| 2022 | $100,000 Land $26,200 Building $73,800 | $121,951 Land $31,951 Building $90,000 | |
| 2021 | $5,208.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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