358 Clark Rd, Smithfield, PA 15478 Property Records

Fayette County property record for 358 Clark Rd, Smithfield, PA 15478

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,148 sqft · built 1993
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,406 (2026)
Deeds & Mortgages	Nov 2012 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-40-0092-01`

Property Details

APN / Parcel Number

Primary APN	`14-40-0092-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Raised Ranch
Exterior Material	Brick
Lot Area	37,462 sqft (0.86 acres)
Terrain	Rolling
Porch	Slab
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	358 CLARK RD
City	SMITHFIELD
State	PA
Zip	15478-1580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.86 AC R1
Jurisdiction	FAYETTE PA
Township / Civil Division	GEORGES
Census Block Group	2
Census Block	2040
Census Tract	263200

Owner

Source: Fayette County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	358 CLARK RD, SMITHFIELD, PA 15478-1580
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSLA
Apr 24, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 24, 2018
Transfer Doc	03369/2203
Record Updated	Sep 20, 2026

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	358 CLARK RD, SMITHFIELD, PA 15478-1580
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3205/0210
Date	Nov 21, 2012
Book Page	3205/0210
Instrument	201200015768

Lender

Name	FIRST FSLA
Type	Bank
Address	UNIONTOWN, PA 15401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2027

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAYETTE PA
Recording Date	Apr 24, 2018
Property Address	358 CLARK RD, SMITHFIELD, PA 15478-1580
Document Number	03369/2203
Book / Page	3369 / 2203
Instrument Date	Apr 24, 2018
Instrument	201800004089
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 CLARK RD, SMITHFIELD, PA 15478-1580

Mortgage

Document Number	201800004090
Date	Apr 24, 2018
Instrument	201800004090

Lender

Name	COLUMBIA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
County Subdivision	Georges Township
Unified School District	Albert Gallatin Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,406.00 (+1%)	$47,005 (-) Land $9,300 Building $37,705
2025	$1,203.00 (+3.71%)	$47,005 (-3.21%) Land $9,300 Building $37,705
2024	$1,160.00 (-50.02%)	$48,565 (-) Land $9,300 Building $39,265
2023		$48,565 Land $9,300 Building $39,265
2022	$2,321.00
2003			$94,010 Land $18,600 Building $75,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN WATER ASSN private · serves 3,856 people · EPA ID PA5260032
Water Source	Purchased surface water from NORTH FAYETTE CNTY MUNI AUTH
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2021
Treatment and Procedure	Coliform assessment Jul 2021
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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