358 Chauga Rd, Westminster, SC 29693 Property Records

Oconee County property record for 358 Chauga Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 768 sqft · built 1993
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Tax Bill	$511 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`286-00-03-006`

Property Details

APN / Parcel Number

Primary APN	`286-00-03-006`
Alternative APN	`38429`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	3 Stories
Building Area	768 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Metal
Lot Area	47,480 sqft (1.09 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38429
Old Parcel Number	286 00 03 006
Street Address	358 CHAUGA RD
City	WESTMINSTER
State	SC
Zip	29693-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(1.093 AC)
Legal Block	3
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1005
Census Tract	31000

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	358 CHAUGA RD, WESTMINSTER, SC 29693-5101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Nov 9, 2021	Deed of Distribution, Transfer
Nov 9, 2021	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021
Deed Sale	Nov 9, 2021
Deed Document Number	7678
Deed Book / Page	2749 / 74
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	358 CHAUGA RD, WESTMINSTER, SC 29693-5101
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 CHAUGA RD, WESTMINSTER, SC 29693-5101

Mortgage

Document Number	0000008025
Date	Dec 9, 2022
Book Page	4406/223
Instrument	8025

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	OCONEE SC
Recording Date	Nov 9, 2021
Property Address	358 CHAUGA RD, WESTMINSTER, SC 29693-5101
Document Number	0000007679
Book / Page	2749 / 77
Map Reference	MB B-798 PG 9
Instrument Date	Nov 8, 2021
Instrument	7679
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 CHAUGA RD, WESTMINSTER, SC 29693-5101

November 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	OCONEE SC
Recording Date	Nov 9, 2021
Property Address	358 CHAUGA RD, WESTMINSTER, SC 29693-5101
Document Number	0000007678
Book / Page	2749 / 74
Map Reference	MB U PG 166
Instrument Date	Nov 1, 2021
Instrument	7678
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ELFWING LN, CENTRAL, SC 29630-8521

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$511.00	$4,881 (-) Land $432 Building $4,449	$122,027 (-) Land $10,790 Building $111,237
2023		$4,881 Land $432 Building $4,449	$122,027 Land $10,790 Building $111,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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