358 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 358 Central St, Saugus, MA 01906

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 ba · 3,927 sqft · built 1930
Lot Size	0.202 acres (8,808 sqft)
Owner	2 Company Names on File
Last Sale	$510,000 (Oct 2018)
Tax Bill	$14,612 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:008-E B:0009 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-E B:0009 L:0001`
Alternative APNs	`M:008=E B:0009 L:0001` `1145012`

Interior

Full Baths	3 Baths
Half Baths	6 Half Baths
Units	6 Units
Stories	1 Story
Building Area	3,927 sqft Total Area
Gross Area	7,854 sqft
Basement Area	3,927 sqft
Unfinished Basement	3,927 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Concrete Block
Roof Type	Flat
Roof Material	Other
Lot Area	8,808 sqft (0.202 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1145012
Street Address	358 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-2329
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	NA
Legal Block	9
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1006
Census Tract	208200

Owner

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	29 ARROWHEAD DR, SAUGUS, MA 01906-1910
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage MARK W FLANNERY
Oct 2, 2018	Quit Claim Deed, Transfer · Conventional Mortgage PAUL NATOLA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Oct 16, 2003 · Amount on Record
Deed Document Number	2018181001005860
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	358 CENTRAL ST, SAUGUS, MA 01906-2329
Document Number	38040-131
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 STILLINGS RD SAUGUS MA 019061961, SAUGUS, MA 01906-1961

Mortgage

Document Number	38040-131
Date	Nov 19, 2019
Book Page	038040/000131
Instrument	1119001960

Lender

Name	MARK W FLANNERY

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Nov 18, 2021

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 2, 2018
Property Address	358 CENTRAL ST, SAUGUS, MA 01906-2329
Document Number	37055-330
Book / Page	037055 / 000330
Instrument Date	Oct 1, 2018
Instrument	1005860
Transaction Type	Transfer
Record Updated	Oct 24, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	348-358 CENTRAL ST SAUGUS MA 019062329, SAUGUS, MA 01906-2329

Mortgage

Document Number	37055-496
Date	Oct 2, 2018
Book Page	037055/000496
Instrument	2000010

Lender

Name	PAUL NATOLA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	37055-503,
Date	Oct 2, 2018
Book Page	037055/000503
Instrument	2000020

Lender

Name	SATURN REALTY GRP

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,612.00 (+2.98%)	$665,400 (+3.4%) Land $313,500 Building $351,900
2024	$14,189.00 (+2.81%)	$643,500 (+8.83%) Land $302,500 Building $341,000
2023	$13,801.00	$591,300 Land $275,000 Building $316,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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