Cleveland County property record for 358 Caffee Dr, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,508 sqft · built 2022 |
| Lot Size | 0.217 acres (9,469 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,500 (Jul 2025) |
| Tax Bill | $3,222 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65046 |
| Primary APN | 65046 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,508 sqft Finished Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,469 sqft (0.217 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1346926 |
|---|---|
| Street Address | 358 CAFFEE DR |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-0137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #118 PB43-185-188 BEASON CREEK PHASE 2 |
| Legal Subdivision | BEASON CREEK |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 547 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 6 |
| Census Block | 6015 |
| Census Tract | 950400 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 358 CAFFEE DR, KINGS MOUNTAIN, NC 28086-0137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · VA Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Jul 30, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Jun 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 30, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Mar 30, 2022 · Amount on Record |
| Deed Document Number | 2025200116849 |
| Deed Book / Page | 1952 / 1112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 7, 2026 |
| Property Address | 358 CAFFEE DR, KINGS MOUNTAIN, NC 28086-0137 |
| Document Number | 0200126691 |
| Book / Page | 1971 / 394 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026200126691 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CERTIFIED TITLE, CERTIFIED TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 358 CAFFEE DR, KINGS MOUNTAIN, NC 28086-0137 |
| Investor | Possibly a Property Investor |
| Document Number | 0200126691, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 1971/394 |
| Instrument | 2026200126691 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 30, 2025 |
| Property Address | 358 CAFFEE DR, KINGS MOUNTAIN, NC 28086-0137 |
| Document Number | 0019521112 |
| Book / Page | 1952 / 1112 |
| Map Reference | MB 4 PGS 184-188 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 200116849 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $631.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 358 CAFFEE DR, KINGS MOUNTAIN, NC 28086-0137 |
| Document Number | 0200116850 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 200116850 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 358 CAFFEE DR, KINGS MOUNTAIN, NC 28086-0137 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0019001017 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 1900/1017 |
| Instrument | 200088366 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 30, 2022 |
| Property Address | 358 CAFFEE DR, KINGS MOUNTAIN, NC 28086-0137 |
| Document Number | 0018682274 |
| Book / Page | 1868 / 2274 |
| Map Reference | MB 43 PG 184-188 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 200070631 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $596.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 358 CAFFEE DR, KINGS MOUNTAIN, NC 28086-0137 |
| Document Number | 0018682277 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 1868/2277 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,222.00 (+2.16%) | $311,039 (+1.05%) Land $30,000 Building $281,039 | $311,039 (+1.05%) Land $30,000 Building $281,039 |
| 2025 | $3,154.00 | $307,799 (+47.92%) Land $30,000 Building $277,799 | $307,799 (+47.92%) Land $30,000 Building $277,799 |
| 2023 | $208,080 Land $22,000 Building $186,080 | $208,080 Land $22,000 Building $186,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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