358 Bay Point Dr, Edenton, NC 27932 Property Records

Chowan County property record for 358 Bay Point Dr, Edenton, NC 27932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,401 sqft · built 2002
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Nov 2023)
Tax Bill	$4,998 (2026)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`781301082585`

Property Details

APN / Parcel Number

Primary APN	`781301082585`
Alternative APNs	`50435` `51963`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,401 sqft Living Area
Gross Area	4,614 sqft
Bonus Room	Bonus Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	311 ft deep x 100 ft wide
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	299 sqft
Boat House	288 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	51963
Street Address	358 BAY POINT DR
City	EDENTON
State	NC
Zip	27932-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 7 EDENTON BAY PLANTATION
Legal Subdivision	EDENTON BAY PLANTATION
Legal Lot Number	7
Jurisdiction	CHOWAN NC
Township / Civil Division	1, EDENTON
Census Block Group	1
Census Block	1004
Census Tract	930102

Owner

358 Bay Point Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Chowan County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	358 BAY POINT DR, EDENTON, NC 27932-9763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Intrafamily Transfer, Transfer
Nov 14, 2023	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023 · Amount on File
Deed Sale	Nov 14, 2023 · Amount on File
Prior Sale	Aug 11, 2021 · Amount on File
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHOWAN NC
Recording Date	Nov 21, 2023
Property Address	358 BAY POINT DR, EDENTON, NC 27932-9763
Document Number	000576/335
Book / Page	576 / 335
Map Reference	CAB I SL 178A-179D
Instrument Date	Nov 15, 2023
Instrument	426484
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	358 BAY POINT DR, EDENTON, NC 27932-9763

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	358 BAY POINT DR, EDENTON, NC 27932-9763

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHOWAN NC
Recording Date	Nov 14, 2023
Property Address	358 BAY POINT DR, EDENTON, NC 27932-9763
Document Number	00000576/1
Book / Page	576 / 1
Map Reference	CAB 1 SL 178A-178D
Instrument Date	Nov 13, 2023
Instrument	426441
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5855 S QUARTERLINE RD APT 325, 325, MUSKEGON, MI 49444-7907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 BAY POINT DR, EDENTON, NC 27932-9763

Mortgage

Document Number	0000426442
Date	Nov 14, 2023
Instrument	426442

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 358 Bay Point Dr was $4,998, down 1.6% from the year before.

Source: Chowan County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Chowan County
Unified School District	Edenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,998.00 (-1.59%)	$624,855 (-5.9%) Land $175,725 Building $449,130	$624,855 (-5.9%) Land $175,725 Building $449,130
2025	$5,079.00	$664,019 Land $175,725 Building $488,294	$664,019 Land $175,725 Building $488,294
2023	$4,880.00	$664,019 Land $175,725 Building $488,294	$664,019 Land $175,725 Building $488,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 358 Bay Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	49 (1985–2023)
Claims Outside the SFHA	13 of 49
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 24 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 358 Bay Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHOWAN CO WATER SYSTEM serves 11,722 people · EPA ID NC0421015
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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