358 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 358 4th St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,288 sqft · built 1906
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Aug 2026)
Tax Bill	$3,153 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2025 Mortgage + 1 more
APN	`381700 112.21-12-22`

Property Details

APN / Parcel Number

Primary APN	`381700 112.21-12-22`
Alternative APN	`0901950`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,288 sqft Living Area
1st Floor Area	1,144 sqft
2nd Floor Area	1,144 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	209 sqft
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0901950
Street Address	358 4TH ST
City	TROY
State	NY
Zip	12180-4919
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU1
Legal Description	2 STY BK & BLK GAR 53-4
Legal Block	12
Legal Lot Number	22.00
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3015
Census Tract	40900

Owner

358 4th St, a duplex, is owned by a company that bought it in August 2026.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	75 EUCLID AVE, ALBANY, NY 12203-1811
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed, Transfer · Stand-Alone First Mortgage CAPITAL LLC
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage A & D MORTGAGE LLC
Feb 26, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Feb 26, 2021 · Amount on File
Deed Document Number	2026675213
Deed Book / Page	11355 / 120
Prior Transfer Date	Feb 16, 2021
Prior Transfer Doc	0094830048
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 20, 2026
Property Address	358 4TH ST, TROY, NY 12180-4919
Document Number	0000675213
Book / Page	11355 / 120
Instrument Date	Jul 27, 2026
Instrument	2026675213
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 EUCLID AVE, ALBANY, NY 12203-1811

Mortgage

Date	Aug 20, 2026

Lender

Name	CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	358 4TH ST, TROY, NY 12180-4919
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111190012
Date	Nov 17, 2025
Book Page	11119/12
Instrument	2025-663852

Lender

Name	A & D MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	RENSSELAER NY
Recording Date	Feb 26, 2021
Property Address	358 4TH ST, TROY, NY 12180-4919
Document Number	0094830048
Book / Page	9483 / 48
Instrument Date	Feb 16, 2021
Instrument	2021-584082
Transaction Type	Foreclosure
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4807 BOSTON POST RD, PELHAM, NY 10803-3045

Tax Assessment & Valuation

The 2026 property tax bill for 358 4th St was $3,153, down 53.5% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,153.00 (-53.54%)
2025	$6,787.00	$66,000 Land $8,800 Building $57,200	$113,000 Land $15,067 Building $97,933
2023		$66,000 (-) Land $8,800 Building $57,200	$94,300 (+8.59%) Land $12,573 Building $81,727
2022	$2,990.00	$66,000 Land $8,800 Building $57,200	$86,842 Land $11,579 Building $75,263

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 358 4th St; there have been 42 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 358 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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