358 29th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 358 29th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.249 acres (10,879 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Jun 2019)
Tax Bill	$288 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.02386.00`

Property Details

APN / Parcel Number

Primary APN	`17.02386.00`

Exterior

Architectural Style	Multi-Family
Lot Area	10,879 sqft (0.249 acres)

Location & Zoning

Street Address	358 29TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-5001
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-32 TWP-036 RANGE-030 AYERS MILL POND LOT-005 BLOCK-003
Legal Range	030
Legal Township	036
Legal Section	32
Legal Subdivision	AYERS MILL POND
Legal Block	3
Legal Lot Number	5
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 343, SARTELL, MN 56377-0343
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed · Conventional Mortgage BANKIOWA
Apr 28, 2026	Deed of Trust, Mortgage · Construction Mortgage INTEGRITY BANK
Mar 20, 2023	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL
Jun 21, 2019	Warranty Deed, Transfer RACHEL INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	2019436463
Record Updated	Sep 20, 2026

July 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jul 13, 2026
Property Address	358 29TH AVE SE, SAINT CLOUD, MN 56304-5001
Document Number	0000484448
Instrument Date	Jul 10, 2026
Instrument	2026484448
Record Updated	Jul 23, 2026
Title Company	STEARNS COUNTY ABSTRACT AND TITLE COMPANY, STEARNS COUNTY ABSTRACT & TITL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129,953.67
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	358 29TH AVE SE, SAINT CLOUD, MN 56304-5001

Mortgage

Document Number	0000484449,
Date	Jul 13, 2026
Instrument	2026484449

Lender

Name	BANKIOWA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Recording Date	Apr 28, 2026
Property Address	358 29TH AVE SE, SAINT CLOUD, MN 56304-5001
Document Number	0000482992
Instrument Date	Apr 24, 2026
Instrument	2026482992
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0000482992,
Date	Apr 28, 2026
Instrument	2026482992

Lender

Name	INTEGRITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 24, 2027

Interest

Rate	6.38%
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 20, 2023
Property Address	358 29TH AVE SE, SAINT CLOUD, MN 56304-5001
Document Number	0000465453
Instrument Date	Mar 15, 2023
Instrument	465453
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Tax	$429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 343, SARTELL, MN 56377-0343

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 21, 2019
Property Address	358 29TH AVE SE, SAINT CLOUD, MN 56304-5001
Document Number	0000436463
Instrument Date	Jun 17, 2019
Instrument	436463
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11690 95TH ST NE, OTSEGO, MN 55330-7423
Investor	Possibly a Property Investor

Mortgage

Document Number	0000436464
Date	Jun 21, 2019
Instrument	436464

Lender

Name	RACHEL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Jun 16, 2023

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$288.00 (+12.5%)	$278,800 (+1,758.67%) Land $70,000 Building $208,800	$278,800 (+1,758.67%) Land $70,000 Building $208,800
2025	$256.00 (-0.78%)	$15,000 (-) Land $15,000	$15,000 (-) Land $15,000
2023	$258.00	$15,000 Land $15,000	$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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