357801 E 810 Rd, Stroud, OK 74079 Property Records

Lincoln County property record for 357801 E 810 Rd, Stroud, OK 74079

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,216 sqft · built 2001
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$46,500 (Feb 2018)
Tax Bill	$343 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10914`

Property Details

APN / Parcel Number

Primary APN	`10914`
Alternative APN	`0000-26-16N-06E-1-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Fiber Cement Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Deck Area	120 sqft
Patio Area	240 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	10914
Street Address	357801 E 810 RD
City	STROUD
State	OK
Zip	74079-8124
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	15 AC 26-16-6 W/2 W/2 NE/4 NE/4 & W/2 E/2 W/2 NE/4 NE/4 16-06-026-100-001 2001 ELLIOT 16X76 VIN EMH0K16898 CERT 810006481285
Legal Range	06E
Legal Township	16N
Legal Section	26
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	2
Census Block	2005
Census Tract	961100

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	357801 E 810 RD, STROUD, OK 74079-8124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage PAYNE COUNTY BANK
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 13, 2026	Deed of Trust, Mortgage PAYNE COUNTY BANK
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL OKLAHOMA FCU
May 22, 2025	Intrafamily Transfer, Transfer PAYNE COUNTY BANK
Feb 9, 2018	Warranty Deed, Transfer · Conventional Mortgage TULSA TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Prior Sale	Dec 27, 2000
Deed Document Number	2018844
Deed Book / Page	2282 / 492
Last Transfer Date	May 16, 2025
Transfer Doc	002607/555
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Recording Date	Aug 13, 2026
Property Address	357801 E 810 RD, STROUD, OK 74079-8124
Document Number	0000006224
Book / Page	2680 / 125
Instrument Date	Aug 1, 2026
Instrument	20266224
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357801 E 810 RD, STROUD, OK 74079-8124

Mortgage

Document Number	0000006224,
Date	Aug 13, 2026
Book Page	2680/125
Instrument	20266224

Lender

Name	PAYNE COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Recording Date	May 18, 2026
Property Address	357801 E 810 RD, STROUD, OK 74079-8124
Document Number	0000003798
Book / Page	2663 / 238
Instrument Date	May 13, 2026
Instrument	20263798
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357891 E 810 RD, STROUD, OK 74079-8124

Mortgage

Document Number	0000003798,
Date	May 18, 2026
Book Page	2663/238
Instrument	20263798

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	357801 E 810 RD, STROUD, OK 74079-8124
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002651/169
Date	Mar 13, 2026
Book Page	2651/169
Instrument	I-2026-001804

Lender

Name	PAYNE COUNTY BANK
Type	Bank
Address	STROUD, OK 74079

Agreement

Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	357801 E 810 RD, STROUD, OK 74079-8124
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	AMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002469/341
Date	May 6, 2022
Book Page	2469/341
Instrument	I-2022-003592

Lender

Name	CENTRAL OKLAHOMA FCU
Type	Credit Union
Address	DAVENPORT, OK 74026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 18, 2052

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN OK
Recording Date	May 22, 2025
Property Address	357801 E 810 RD, STROUD, OK 74079-8124
Document Number	002607/555
Book / Page	2607 / 555
Instrument Date	May 16, 2025
Instrument	I-2025-003621
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	357801 E 810 RD, STROUD, OK 74079-8124

Mortgage

Document Number	I2025003622
Date	May 22, 2025
Instrument	I-2025-003622

Lender

Name	PAYNE COUNTY BANK
Type	Bank

Agreement

Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Feb 9, 2018
Property Address	357801 E 810 RD, STROUD, OK 74079-8124
Document Number	002282/492
Book / Page	2282 / 492
Instrument Date	Feb 9, 2018
Instrument	00844
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GROUP L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000845
Date	Feb 9, 2018
Instrument	00845

Lender

Name	TULSA TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,026 (+2.99%) Land $214 Building $3,813	$36,600 (-4.98%) Land $1,941 Building $34,659
2025	$343.00 (+31.92%) Homeowner's exemption	$3,909 (+45.64%) Land $207 Building $3,702	$38,518 (+8.01%) Land $2,036 Building $36,482
2024	$260.00 (+4.84%) Homeowner's exemption	$2,684 (-31.58%) Land $224 Building $2,460
2022	$248.00 Homeowner's exemption	$3,923 Land $224 Building $3,699	$35,662 Land $2,034 Building $33,628

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 68% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 810 Rd

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