3578 Wind River Run, Clermont, FL 34711 Property Records

Lake County property record for 3578 Wind River Run, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,526 sqft · built 2006
Lot Size	0.246 acres (10,718 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Apr 2024)
Tax Bill	$7,086 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-23-26-0801-000-13900`

Property Details

APN / Parcel Number

Primary APN	`11-23-26-0801-000-13900`
Alternative APNs	`262311080100013900` `3846933`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,526 sqft Living Area
Gross Area	2,997 sqft
1st Floor Area	2,526 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,718 sqft (0.246 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	242 sqft
Porch	Finished/Open Porch
Porch Area	191 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3846933
Street Address	3578 WIND RIVER RUN
City	CLERMONT
State	FL
Zip	34711-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HARTWOOD RESERVE PHASE 2 PB 57 PG 25-32 LOT 139 ORB 6319 PG 90
Legal Range	26E
Legal Township	23S
Legal Section	11
Legal Subdivision	HARTWOOD RESERVE PHASE 2
Legal Tract	B
Legal Lot Number	139
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2028
Census Tract	31308

Owner

Source: Lake County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3578 WIND RIVER RUN, CLERMONT, FL 34711-8970
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 19, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Sep 5, 2023 · Amount on Record
Deed Document Number	202445581
Deed Book / Page	6319 / 90
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 19, 2024
Property Address	3578 WIND RIVER RUN, CLERMONT, FL 34711-8970
Document Number	0063190090
Book / Page	6319 / 90
Map Reference	MB 57 PG 25-32
Instrument Date	Apr 16, 2024
Instrument	2024045581
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13433 GRANGER AVE, ORLANDO, FL 32827-3861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 WIND RIVER RUN, CLERMONT, FL 34711-8970

Mortgage

Document Number	0000631992
Date	Apr 19, 2024
Instrument	6319/92

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 5, 2023
Property Address	3578 WIND RIVER RUN, CLERMONT, FL 34711-8970
Document Number	0062050056
Book / Page	6205 / 56
Map Reference	MB 57 PG 25-32
Instrument Date	Aug 31, 2023
Instrument	2023108248
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	DILIGENT TITLE LLC, DILIGENCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 NAUTICA MILE DR, CLERMONT, FL 34711-2476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 WIND RIVER RUN, CLERMONT, FL 34711-8970

Mortgage

Document Number	0000620558
Date	Sep 5, 2023
Instrument	6205/58

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3578 WIND RIVER RUN, CLERMONT, FL 34711-8970
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055180342
Date	Aug 6, 2020
Book Page	5518/342
Instrument	2020084622

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 19, 2019
Property Address	3578 WIND RIVER RUN, CLERMONT, FL 34711-8970
Document Number	0053760581
Book / Page	005376 / 000581
Instrument Date	Nov 8, 2019
Instrument	130896
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 WIND RIVER RUN CLERMONT FL 347118970, CLERMONT, FL 34711-8970

Mortgage

Document Number	53760583
Date	Nov 19, 2019
Book Page	005376/000583
Instrument	130897

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,465 (-0.07%) Land $100,000 Building $334,465	$434,465 (-0.07%) Land $100,000 Building $334,465
2025		$434,750 (+26.73%) Land $100,000 Building $334,750	$434,750 (+7.13%) Land $100,000 Building $334,750
2024	$7,086.00 (+35.41%)
2023	$5,233.00 (+2.97%)	$343,050 (+3%)	$405,824 (+4.33%) Land $100,000 Building $305,824
2022	$5,082.00 Homeowner's exemption	$333,060	$388,982 Land $43,000 Building $345,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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