3578 Summit Trail Ct, Carlsbad, CA 92010 Property Records

San Diego County property record for 3578 Summit Trail Ct, Carlsbad, CA 92010

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,052 sqft · built 2013
Lot Size	6.86 acres (298,946 sqft)
Owner	Individual Name on File
Last Sale	$1,318,000 (Apr 2024)
Tax Bill	$15,476 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`168-360-11-19`

Property Details

APN / Parcel Number

Primary APN	`168-360-11-19`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	298,946 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3578 SUMMIT TRAIL CT
City	CARLSBAD
State	CA
Zip	92010-5536
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P-C
Legal Description	LOT 1 US 43PER DOC11-590786&UND INT IN PHASE 10 TR 015754
Legal Subdivision	FOOTHILL ESTATES
Legal Tract	015754
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4014
Census Tract	19811

Owner

3578 Summit Trail Ct, a condominium, is owned and occupied by an individual who bought it in April 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3578 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Apr 30, 2024	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Apr 30, 2024	Grant Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Apr 1, 2016 · Amount on File
Deed Document Number	2024107234
Prior Transfer Date	Jan 22, 2013
Prior Transfer Doc	0000378912
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3578 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536

Mortgage

Document Number	0000063343
Date	Mar 9, 2026
Instrument	2026-0063343

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2024
Property Address	3578 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536
Document Number	0000107233
Map Reference	MAP 15754
Instrument Date	Apr 25, 2024
Instrument	2024-0107233
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2024
Property Address	3578 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536
Document Number	0000107234
Map Reference	MAP 15754
Instrument Date	Apr 19, 2024
Instrument	2024-0107234
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536

Mortgage

Document Number	0000107235
Date	Apr 30, 2024
Instrument	2024-0107235

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3578 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244095
Date	May 31, 2017
Instrument	2017-0244095

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3578 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536

Mortgage

Document Number	0000768344
Date	Dec 2, 2020
Instrument	2020-0768344

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3578 Summit Trail Ct was $15,476.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,370,789 (+2%) Land $936,360 Building $434,429
2025	$15,476.00	$1,343,911 Land $918,000 Building $425,911
2023	$9,430.00 (+1.38%)	$785,099 Land $443,752 Building $341,347
2022	$9,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3578 Summit Trail Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3578 Summit Trail Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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