3578 Sanctuary Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3578 Sanctuary Dr, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,832 sqft · built 2018
Lot Size	0.037 acres (1,611 sqft)
Owner	Company Name on File
Last Sale	$295,000 (Feb 2022)
Tax Bill	$5,003 (2025)
Deeds & Mortgages	Feb 2022 Sale May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-26-30-0058-0001-0870`

Property Details

APN / Parcel Number

Primary APN	`15-26-30-0058-0001-0870`
Alternative APNs	`263015005800010870` `138536`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,832 sqft Living Area
Gross Area	2,198 sqft
1st Floor Area	824 sqft
Upper Floors Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,611 sqft (0.037 acres)
Lot Dimensions	58 ft deep x 28 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	86 sqft
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3578 SANCTUARY DR
City	SAINT CLOUD
State	FL
Zip	34769-7122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	SANCTUARY AT SOUTH TOWN PB 18 PG 119 LOT 87
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	SANCTUARY AT SOUTH TOWN
Legal Tract	58
Legal Block	870
Legal Lot Number	87
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3033
Census Tract	43208

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10648 GAWSWORTH PT, ORLANDO, FL 32832-6143
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 17, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	202229184
Deed Book / Page	6156 / 854
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 23, 2022
Property Address	3578 SANCTUARY DR, SAINT CLOUD, FL 34769-7122
Document Number	0061560854
Book / Page	6156 / 854
Map Reference	MB 18 PG 119
Instrument Date	Feb 10, 2022
Instrument	2022029184
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4035 TUCKER AVE, 4035, SAINT CLOUD, FL 34772-8154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16980 DEER OAK LN, ORLANDO, FL 32828-6979

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 17, 2018
Property Address	3578 SANCTUARY DR, SAINT CLOUD, FL 34769-7122
Document Number	0053351469
Book / Page	5335 / 1469
Map Reference	MB18 PG119
Instrument Date	May 15, 2018
Instrument	2018077992
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	OSCEOLA TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 SANCTUARY DR, SAINT CLOUD, FL 34769-7122

Mortgage

Document Number	2018077993
Date	May 17, 2018
Instrument	2018077993

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,003.00 (-1.3%)	$279,300 (+8.26%) Land $40,000 Building $239,300	$279,300 (+8.26%) Land $40,000 Building $239,300
2024	$5,069.00 (+9.01%)
2023	$4,650.00 (+18.32%)	$258,000 (+12.76%) Land $14,900 Building $243,100	$258,000 (+12.76%) Land $14,900 Building $243,100
2022	$3,930.00	$228,800 Land $14,900 Building $213,900	$228,800 Land $14,900 Building $213,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, Xfinity.

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