McLennan County property record for 3578 Ross Rd, Waco, TX 76705
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,161 sqft · built 2020 |
| Lot Size | 4.09 acres (178,509 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,100 (May 2023) |
| Tax Bill | $2,345 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-004400-009500-3 |
| Primary APN | 50-004400-009500-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| 1st Floor Area | 1,161 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stone |
| Roof Material | Metal |
| Lot Area | 178,509 sqft |
| Lot Dimensions | 654 ft deep x 315 ft wide |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Canopy | 144 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3578 ROSS RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-5796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R |
| Legal Description | WEBB J ACRES 4.098 |
| Legal Subdivision | WEBB J |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WEST |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 4202 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3578 ROSS RD, WACO, TX 76705-5796 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on Record |
| Deed Sale | May 9, 2023 · Amount on Record |
| Prior Sale | Jan 24, 2022 · Amount on Record |
| Deed Document Number | 202313470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 24, 2022 |
| Property Address | 3578 ROSS RD, WACO, TX 76705-5796 |
| Document Number | 0000002879 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022002879 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3578 ROSS RD, WACO, TX 76705-5796 |
| Document Number | 0000002880 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022002880 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | West Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,945 (-17.44%) Land $20,233 Building $288,712 | $370,700 (-12.58%) Land $81,988 Building $288,712 | |
| 2025 | $2,345.00 (-20.05%) Homeowner's exemption Senior Citizen's exemption | $374,210 (+5.35%) Land $16,390 Building $357,820 | $424,040 (+4.7%) Land $66,220 Building $357,820 |
| 2024 | $2,933.00 (-2.36%) | ||
| 2023 | $355,190 Land $16,410 Building $338,780 | $405,000 Land $66,220 Building $338,780 | |
| 2022 | $3,004.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS WSC serves 2,811 people · EPA ID TX1550042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 50 / 10 |
May also be available: Astound Broadband, AT&T, Verizon.
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