3578 Jerald Ct, Castro Valley, CA 94546 Property Records

Alameda County property record for 3578 Jerald Ct, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,360 sqft · built 1954
Lot Size	0.117 acres (5,076 sqft)
Owner	2 Trust Names on File
Last Sale	$1,350,000 (Jul 2025)
Tax Bill	$12,799 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84D-1308-42`

Property Details

APN / Parcel Number

Primary APN	`84D-1308-42`
Alternative APN	`084D-1308-042-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,360 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,076 sqft (0.117 acres)

Location & Zoning

Street Address	3578 JERALD CT
City	CASTRO VALLEY
State	CA
Zip	94546-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00017 BLK: 0001 TR: 1422
Legal Subdivision	TRACT 1422
Legal Tract	1422
Legal Block	1
Legal Lot Number	17
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1002
Census Tract	430700

Owner

3578 Jerald Ct is owner-occupied and held in a trust since July 2025.

Source: Alameda County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3578 JERALD CT, CASTRO VALLEY, CA 94546-3049
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN WEST ALLIANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Prior Sale	Jul 14, 2005 · Amount on File
Deed Document Number	202584605
Prior Transfer Date	Jul 7, 2005
Prior Transfer Doc	0000298576
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3578 JERALD CT, CASTRO VALLEY, CA 94546-3049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103006
Date	Jun 3, 2019
Instrument	2019103006

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3578 JERALD CT, CASTRO VALLEY, CA 94546-3049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000262998
Date	Dec 23, 2019
Instrument	2019262998

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3578 JERALD CT, CASTRO VALLEY, CA 94546-3049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 JERALD CT, CASTRO VALLEY, CA 94546-3049

Mortgage

Document Number	0000252372
Date	Sep 29, 2020
Instrument	2020252372

Lender

Name	GOLDEN WEST ALLIANCE INC
Type	Non-Lending Institution
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3578 Jerald Ct was $12,799.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,350,000 (+32.61%) Land $405,000 Building $945,000
2025	$12,799.00 Homeowner's exemption	$1,018,011 Land $305,403 Building $712,608
2023	$12,327.00 Homeowner's exemption	$978,490 Land $293,547 Building $684,943	$1,031,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3578 Jerald Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3578 Jerald Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Unwired, Verizon.

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