3578 Jefferson Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3578 Jefferson Rd, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,828 sqft · built 1928
Lot Size6.96 acres (303,178 sqft)
Owner2 Individual Names on Record
Last Sale$227,000 (Apr 2023)
Tax Bill$5,410 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-008-00-002-00

Property Details

APN / Parcel Number

Primary APN42-008-00-002-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,828 sqft Living Area
Gross Area2,408 sqft
1st Floor Area832 sqft
Upper Floors Area416 sqft
Basement Area580 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 2018
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area303,178 sqft (6.96 acres)
TerrainLow
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area200 sqft
Deck Area96 sqft
Patio Area256 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3578 JEFFERSON RD
CityASHTABULA
StateOH
Zip44004-9114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description46 & 47
Legal SubdivisionPLYMOUTH
Legal Lot Number46,47
JurisdictionASHTABULA OH
Township / Civil DivisionPLYMOUTH
Census Block Group3
Census Block3004
Census Tract1102

Owner

Source: Ashtabula County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3578 JEFFERSON RD, ASHTABULA, OH 44004-9114
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 28, 2023Warranty Deed, Transfer · FHA Mortgage
EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2023 · Amount on Record
Deed SaleApr 28, 2023 · Amount on Record
Prior SaleJul 29, 2010 · Amount on Record
Deed Document Number20233749
Deed Book / Page794 / 1754
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address3578 JEFFERSON RD, ASHTABULA, OH 44004-9114
Transaction TypeMortgage
Record UpdatedMar 4, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3578 JEFFERSON RD, ASHTABULA, OH 44004-9114

Mortgage

Document Number0000001394
DateFeb 23, 2026
Book Page864/298
Instrument2026-00001394
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateApr 28, 2023
Property Address3578 JEFFERSON RD, ASHTABULA, OH 44004-9114
Document Number0000003749
Book / Page794 / 1754
Map ReferenceVOL 478 PG 1107
Instrument DateApr 28, 2023
Instrument2023-00003749
Transaction TypeTransfer
Record UpdatedJun 5, 2023
Title CompanyFRANKLIN BLAIR TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3578 JEFFERSON RD, ASHTABULA, OH 44004-9114

Mortgage

Document Number0007941758
DateApr 28, 2023
Instrument794/1758
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionPlymouth Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,410.00 (+73.29%)$66,010 (-) Land $20,510 Building $45,500$188,600 (-) Land $58,600 Building $130,000
2023$3,122.00 (+20.54%) Homeowner's exemption$66,010 (+41.14%) Land $20,510 Building $45,500$188,600 (+41.17%) Land $58,600 Building $130,000
2022$2,590.00 Homeowner's exemption$46,770 Land $13,060 Building $33,710
2020$133,600 Land $37,300 Building $96,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Most Recent ClaimJul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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