Calaveras County property record for 3578 Ben Thorn Dr, Arnold, CA 95223
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 952 sqft · built 1971 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Sep 2023) |
| Tax Bill | $3,857 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-008-061-000 |
| Primary APN | 025-008-061-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 8,276 sqft (0.19 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Old Parcel Number | 025-008-061 |
|---|---|
| Street Address | 3578 BEN THORN DR |
| City | ARNOLD |
| State | CA |
| Zip | 95223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SNOWSHOE SPRINGS SUB 3 LOT 141 |
| Legal Subdivision | SNOWSHOE SPRINGS SUB |
| Legal Lot Number | 141 |
| Legal Unit | 3 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ARNOLD-WEST POINT |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 504 |
3578 Ben Thorn Dr is owned by an individual who bought it in September 2023.
Source: Calaveras County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 4498, ARNOLD, CA 95223-4498 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2023 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Feb 10, 2020 | Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Apr 28, 2017 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2023 · Amount on File |
| Deed Sale | Sep 7, 2023 · Amount on File |
| Prior Sale | Feb 10, 2020 · Amount on File |
| Deed Document Number | 20236990 |
| Prior Transfer Date | Apr 24, 2003 |
| Prior Transfer Doc | 0000010198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Sep 7, 2023 |
| Property Address | 3578 BEN THORN DR, ARNOLD, CA 95223 |
| Document Number | 0000006990 |
| Map Reference | MB 2 PG 43 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 2023-006990 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3578 BEN THORN DR, ARNOLD, CA 95223 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Feb 10, 2020 |
| Property Address | 3578 BEN THORN DR, ARNOLD, CA 95223 |
| Document Number | 0000001749 |
| Map Reference | MB 2 PG 43 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 2020-001749 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5463 HOMEWOOD WAY, RIVERBANK, CA 95367-9518 |
| Document Number | 0000001750 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 2020-001750 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Apr 28, 2017 |
| Property Address | 3578 BEN THORN DR, ARNOLD, CA 95223 |
| Document Number | 0000004663 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 4663 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $88.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2513 CLAYRIDGE CT RIVERBANK CA 953679400, RIVERBANK, CA 95367-9400 |
The 2025 property tax bill for 3578 Ben Thorn Dr was $3,857.
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Vallecito Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $312,120 (+2%) Land $26,010 Building $286,110 | |
| 2025 | $3,857.00 | $306,000 Land $25,500 Building $280,500 |
| 2023 | $2,375.00 (+7.71%) | $166,872 Land $26,279 Building $140,593 |
| 2022 | $2,205.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3578 Ben Thorn Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3578 Ben Thorn Dr is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 56% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SNOWSHOE SPRINGS ASSN. private · serves 686 people · EPA ID CA0510011 |
|---|---|
| Water Source | Purchased surface water from CCWD - EBBETTS PASS |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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