Hernando County property record for 3577 Windance Ave, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,431 sqft · built 2015 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Jul 2023) |
| Tax Bill | $4,039 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R16-223-18-3606-0000-0750 |
| Primary APN | R16-223-18-3606-0000-0750 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,431 sqft Living Area |
| 1st Floor Area | 1,019 sqft |
| Upper Floors Area | 60 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 390 sqft |
| Porch | Porch |
| Porch Area | 90 sqft |
| Deck Area | 902 sqft |
| Patio Area | 80 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01672737 |
|---|---|
| Street Address | 3577 WINDANCE AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-1779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING HILL PH 3 UN 1 REPLAT LOTS 75 & 76 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 16 |
| Legal Subdivision | STERLING HILL PH 3 UN 1 REPL |
| Legal Lot Number | 75-76 76 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40908 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3577 WINDANCE AVE, SPRING HILL, FL 34609-1779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Jul 21, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK |
| Aug 7, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Jun 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| May 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Aug 3, 2018 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Aug 3, 2018 · Amount on Record |
| Deed Document Number | 2023043023 |
| Deed Book / Page | 4318 / 1968 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 13, 2023 |
| Property Address | 3577 WINDANCE AVE, SPRING HILL, FL 34609-1779 |
| Document Number | 0043181968 |
| Book / Page | 4318 / 1968 |
| Map Reference | MB 39 PG 34-36 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023043023 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | CARE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14025 LEYBOURNE WAY, SPRING HILL, FL 34609-0430 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3577 WINDANCE AVE, SPRING HILL, FL 34609-1779 |
| Document Number | 0043181970 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 4318/1970 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3577 WINDANCE AVE, SPRING HILL, FL 34609-1779 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Title Company | FIRST TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3577 WINDANCE AVE, SPRING HILL, FL 34609-1779 |
| Document Number | 0041981719 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 4198/1719 |
| Instrument | 2022055636 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3577 WINDANCE AVE, SPRING HILL, FL 34609-1779 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0034950686 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 3495/0686 |
| Instrument | 2017044994 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3577 WINDANCE AVE, SPRING HILL, FL 34609-1779 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3577 WINDANCE AVE, SPRING HILL, FL 34609-1779 |
| Document Number | 0040090191 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 4009/191 |
| Instrument | 2021042467 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3577 WINDANCE AVE, SPRING HILL, FL 34609-1779 |
| Document Number | 0038310412 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3577 WINDANCE AVE SPRING HILL FL 346091779, SPRING HILL, FL 34609-1779 |
| Document Number | 0038310412 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 003831/000412 |
| Instrument | 24462 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3577 WINDANCE AVE, SPRING HILL, FL 34609-1779 |
| Document Number | 0037040540 |
| Instrument Date | May 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3577 WINDANCE AVE SPRING HILL FL 346091779, SPRING HILL, FL 34609-1779 |
| Document Number | 0037040540 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 003704/000540 |
| Instrument | 30108 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 3, 2018 |
| Property Address | 3577 WINDANCE AVE, SPRING HILL, FL 34609-1779 |
| Document Number | 0036100297 |
| Book / Page | 3610 / 0297 |
| Map Reference | MB39 PG34-36 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 2018047126 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | HOMES & LAND TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,498.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4952 BRINGSTON PL, 4952, SPRING HILL, FL 34609 |
| Name | Verified Name |
|---|---|
| Address | 3577 WINDANCE AVE, SPRING HILL, FL 34609-1779 |
| Document Number | 2018047127 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018047127 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,039.00 (+116.92%) Additional exemption filed | $322,411 (+98.74%) Land $30,254 Building $292,157 | $322,411 (-7.25%) Land $30,254 Building $292,157 |
| 2023 | $162,224 (+3%) Land $162,224 | ||
| 2022 | $1,862.00 Homeowner's exemption | $157,499 | $347,612 Land $30,254 Building $317,358 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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