Bay County property record for 3577 Kaiser Rd, Pinconning, MI 48650 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,980 sqft |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Sep 2025) |
| Tax Bill | $3,222 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-026-300-110-01 |
| Primary APN | 120-026-300-110-01 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Architectural Style | Ranch |
|---|---|
| Foundation Type | No Foundation |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3577 KAISER RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-7518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 390 FT OF N 1900 FT OF W 1/2 OF SW 1/4 LYG E OF MCRR ROW SEC 26 T17N R4E 75 |
| Legal Range | 04E |
| Legal Township | 17N |
| Legal Section | 26 |
| Jurisdiction | BAY MI |
| Township / Civil Division | PINCONNING |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 286300 |
Source: Bay County records · APN 120-026-300-110-01
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 ASPENWOOD DR, PRUDENVILLE, MI 48651-9466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Warranty Deed, Transfer · USDA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 27, 2020 | Warranty Deed, Transfer · Conventional with PMI DOW CHEMICAL EMPS CU |
| May 02, 2018 | Warranty Deed, Transfer ACADEMY MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Apr 27, 2020 · Amount on Record |
| Deed Document Number | 202512136 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 24, 2025 |
| Property Address | 3577 KAISER RD, PINCONNING, MI 48650-7518 |
| Document Number | 0000012136 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 202512136 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | UNKNOWN, ARENAC COUNTY T&E AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 ASPENWOOD DR, PRUDENVILLE, MI 48651-9466 |
| Document Number | 0000012137 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 202512137 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 27, 2020 |
| Property Address | 3577 KAISER RD, PINCONNING, MI 48650-7518 |
| Document Number | 0000005898 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 5898 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,246.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 285 BISHOP RD STERLING MI 486599411, STERLING, MI 48659-9411 |
| Document Number | 5899 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 5899 |
| Name | DOW CHEMICAL EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641-1649 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 02, 2018 |
| Property Address | 3577 KAISER RD, PINCONNING, MI 48650-7518 |
| Document Number | 0000006422 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 6422 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,156.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9640 BUCK RD FREELAND MI 486238601, FREELAND, MI 48623-8601 |
| Document Number | 6423 |
|---|---|
| Date | May 02, 2018 |
| Instrument | 6423 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2048 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Pinconning Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,222.00 (+3.14%) Homeowner's exemption | $118,900 (-4.65%) | $237,800 (-4.65%) |
| 2025 | $124,700 (+25.2%) | $249,400 (+25.2%) | |
| 2024 | $3,124.00 (+12.86%) | ||
| 2023 | $99,600 | $199,200 | |
| 2022 | $2,768.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172863002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986, river or lake flooding, Severe Storms & Flooding |
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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