3577 Forney Way, Sacramento, CA 95816 Property Records

Sacramento County property record for 3577 Forney Way, Sacramento, CA 95816

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,540 sqft · built 2018
Lot Size	0.065 acres (2,841 sqft)
Owner	2 Trust Names on File
Last Sale	$690,000 (Dec 2022)
Tax Bill	$9,808 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2022 Transfer + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`001-0310-007-0000`

Property Details

APN / Parcel Number

Primary APN	`001-0310-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	680 sqft
2nd Floor Area	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	2,841 sqft (0.065 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3577 FORNEY WAY
City	SACRAMENTO
State	CA
Zip	95816-6577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A-PUD
Legal Description	MCKINLEY VILLAGE PHASE 3, LOT 295, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	MCKINLEY VILLAGE PHASE 3
Legal Lot Number	295
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	5301

Owner

3577 Forney Way is owner-occupied and held in a trust since August 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3577 FORNEY WAY, SACRAMENTO, CA 95816-6577
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Dec 27, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 27, 2022	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MTG RSRCS
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Jul 2, 2019	Loan Modification, Mortgage · Line of Credit BANNER BK
Jun 18, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PARAMOUNT PTRS GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on File
Deed Sale	Dec 27, 2022 · Amount on File
Prior Sale	Jun 18, 2019 · Amount on File
Deed Book / Page	20221227 / 566
Last Transfer Date	Aug 6, 2024
Transfer Doc	2024001096
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 24, 2026
Property Address	3577 FORNEY WAY, SACRAMENTO, CA 95816-6577
Document Number	2026000555
Book / Page	20260624 / 555
Instrument Date	Jun 16, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	3577 FORNEY WAY, SACRAMENTO, CA 95816-6577

Mortgage

Document Number	2026000555,
Date	Jun 24, 2026
Book Page	20260624/555

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 27, 2022
Property Address	3577 FORNEY WAY, SACRAMENTO, CA 95816-6577
Document Number	0000000565
Map Reference	MB 401 PG 2
Instrument Date	Dec 19, 2022
Instrument	2022122700565
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 HARDING AVE, SAN JOSE, CA 95126-2406

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 27, 2022
Property Address	3577 FORNEY WAY, SACRAMENTO, CA 95816-6577
Document Number	0000000566
Map Reference	MB 401 PG 2
Instrument Date	Dec 19, 2022
Instrument	2022122700566
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 HARDING AVE, SAN JOSE, CA 95126-2406

Mortgage

Document Number	0000000567
Date	Dec 27, 2022
Instrument	2022122700567

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3577 FORNEY WAY, SACRAMENTO, CA 95816-6577
Document Number	2003250659
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3577 FORNEY WAY SACRAMENTO CA 958166577, SACRAMENTO, CA 95816-6577

Mortgage

Document Number	2003250659
Date	Mar 25, 2020
Instrument	2003250659

Lender

Name	PREMIER MTG RSRCS
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3577 FORNEY WAY, SACRAMENTO, CA 95816-6577
Document Number	1910150008
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3577 FORNEY WAY SACRAMENTO CA 958166577, SACRAMENTO, CA 95816-6577

Mortgage

Document Number	1910150008
Date	Oct 15, 2019
Instrument	1910150008

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 2, 2019
Property Address	3577 FORNEY WAY, SACRAMENTO, CA 95816-6577
Instrument Date	Jun 21, 2019
Instrument	1907020514
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	85 ENTERPRISE #450 ALISO VIEJO CA 926562680, 450, ALISO VIEJO, CA 92656-2680

Mortgage

Document Number	1907020514
Date	Jul 2, 2019
Instrument	1907020514

Lender

Name	BANNER BK
Type	Bank
Address	19800 N CREEK PKWY # 200, BOTHELL, WA 98011-8206

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 18, 2019
Property Address	3577 FORNEY WAY, SACRAMENTO, CA 95816-6577
Document Number	1906181279
Instrument Date	Jun 7, 2019
Instrument	1906181279
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 1, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3577 FORNEY WAY SACRAMENTO CA 958166577, SACRAMENTO, CA 95816-6577

Mortgage

Document Number	1906181280
Date	Jun 18, 2019
Instrument	1906181280

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3577 Forney Way was $9,808, up 1.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$732,233 (+2%) Land $265,302 Building $466,931
2025	$9,808.00 (+1.5%)	$717,876 Land $260,100 Building $457,776
2024	$9,663.00 (+2.35%)
2023	$9,441.00 (+11.71%)	$690,000 Land $250,000 Building $440,000
2022	$8,451.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3577 Forney Way in Zone X, where a levee reduces flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	3 (1986–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3577 Forney Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	300 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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