3577 Cambridge Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3577 Cambridge Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,090 sqft · built 1978
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$267,500 (Jul 2009)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`082-145-001-000`

Property Details

APN / Parcel Number

Primary APN	`082-145-001-000`
Alternative APNs	`08214501100` `0821450110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,090 sqft Living Area
1st Floor Area	2,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	14,375 sqft (0.33 acres)
Terrain	Brushy
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,090 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3577 CAMBRIDGE RD
City	CAMERON PARK
State	CA
Zip	95682-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 737 CAMERON PK N 2
Legal Subdivision	CAMERON PK N 2
Legal Lot Number	737
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2000
Census Tract	30809

Owner

3577 Cambridge Rd is owned and occupied by an individual who acquired it in January 2018.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3577 CAMBRIDGE RD, CAMERON PARK, CA 95682-9020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC
Aug 5, 2020	Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jan 16, 2018	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS
May 15, 2018	Quit Claim Deed, Transfer MILESTONE SETTLEMENT LLC
Aug 14, 2017	Intrafamily Transfer, Transfer · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2009 · Amount on File
Deed Sale	Jul 31, 2009 · Amount on File
Prior Sale	Jun 3, 2009 · Amount on File
Deed Document Number	200938804
Last Transfer Date	Jan 16, 2018
Transfer Doc	0000018430
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3577 CAMBRIDGE RD, CAMERON PARK, CA 95682-9020
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3577 CAMBRIDGE RD, CAMERON PARK, CA 95682-9020

Mortgage

Document Number	0000008808
Date	Feb 23, 2022
Instrument	2022-0008808

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3577 CAMBRIDGE RD, CAMERON PARK, CA 95682-9020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO ROSEVILLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039933
Date	Aug 5, 2020
Instrument	2020-0039933

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3577 CAMBRIDGE RD, CAMERON PARK, CA 95682-9020
Document Number	0000018431
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3577 CAMBRIDGE RD CAMERON PARK CA 956829020, CAMERON PARK, CA 95682-9020

Mortgage

Document Number	0000018431
Date	May 15, 2018
Instrument	18431

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	May 15, 2018
Property Address	3577 CAMBRIDGE RD, CAMERON PARK, CA 95682-9020
Document Number	0000018430
Instrument Date	Jan 16, 2018
Instrument	18430
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	MILESTONE SETTLEMENT LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 E RINCON ST #209 CORONA CA 928791379, 209, CORONA, CA 92879-1379

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Aug 14, 2017
Property Address	3577 CAMBRIDGE RD, CAMERON PARK, CA 95682-9020
Document Number	0000033955
Map Reference	MB D PG 1
Instrument Date	Aug 7, 2017
Instrument	2017-0033955
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3577 CAMBRIDGE RD, CAMERON PARK, CA 95682-9020

Mortgage

Document Number	0000033956
Date	Aug 14, 2017
Instrument	2017-0033956

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3577 Cambridge Rd was $1,901 with a veteran's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$352,180 (+2%) Land $102,029 Building $250,151
2025	$1,901.00	$345,276 Land $100,029 Building $245,247
2023	$3,624.00 (+1.46%)	$331,871 Land $96,146 Building $235,725
2022	$3,572.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3577 Cambridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3577 Cambridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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