3576 Windjammer Cir, Apt 1501, Naples, FL 34112 Property Records

Collier County property record for 3576 Windjammer Cir, Apt 1501, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	1,832 sqft · built 1995
Owner	2 Individual Names on File
Last Sale	$660,000 (Apr 2022)
Tax Bill	$7,679 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`639700 15015A14`

Property Details

APN / Parcel Number

Primary APN	`639700 15015A14`
Alternative APN	`74785001143`

Interior

Units	5 Units
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	3576 WINDJAMMER CIR, 1501
City	NAPLES
State	FL
Zip	34112-4285
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPINNAKER POINTE AT WINDSTAR A CONDOMINIUM 1501
Legal Range	25
Legal Township	50
Legal Section	14
Legal Subdivision	SPINNAKER POINTE AT WINDSTAR A CONDOMINI
Legal Tract	639700
Legal Block	2
Legal Lot Number	1501
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2002
Census Tract	10702

Owner

3576 Windjammer Cir, Apt 1501 is owned and occupied by two individuals who bought it in April 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3576 WINDJAMMER CIR, 1501, NAPLES, FL 34112-4285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA
Nov 5, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Dec 18, 2020 · Amount on File
Deed Document Number	20226230822
Deed Book / Page	6107 / 2920
Prior Transfer Date	Sep 26, 2012
Prior Transfer Doc	0048533618
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 5, 2022
Property Address	3576 WINDJAMMER CIR APT 1501, 1501, NAPLES, FL 34112-4285
Document Number	0061072920
Book / Page	6107 / 2920
Map Reference	MB 1928 PG 2336
Instrument Date	Mar 31, 2022
Instrument	6230822
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4899 CERROMAR DR, 4899, NAPLES, FL 34112-7918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3576 WINDJAMMER CIR APT 1501, 1501, NAPLES, FL 34112-4285

Mortgage

Document Number	0061072923
Date	Apr 5, 2022
Instrument	6107/2923

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 18, 2020
Property Address	3576 WINDJAMMER CIR APT 1501, 1501, NAPLES, FL 34112-4285
Document Number	0058631518
Book / Page	5863 / 1518
Map Reference	MB 1928 PG 2336
Instrument Date	Dec 14, 2020
Instrument	5972263
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11795 NW CEDAR FALLS DR, 11795, PORTLAND, OR 97229-2786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3576 WINDJAMMER CIR APT 1501, 1501, NAPLES, FL 34112-4285

Mortgage

Document Number	0058631520
Date	Dec 18, 2020
Instrument	5863/1520

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3576 WINDJAMMER CIR APT 1501, 1501, NAPLES, FL 34112-4285
Document Number	0056952962
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3576 WINDJAMMER CIR #1501 NAPLES FL 341124285, 1501, NAPLES, FL 34112-4285

Mortgage

Document Number	0056952962
Date	Nov 15, 2019
Book Page	005695/002962
Instrument	5791031

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3576 Windjammer Cir, Apt 1501 was $7,679, up 4.6% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,040 (-18.7%) Building $478,040	$478,040 (-18.7%) Building $478,040
2025	$7,679.00 (+4.63%)	$587,960 Building $587,960	$587,960 Building $587,960
2024	$7,339.00 (+8.79%)
2023	$6,746.00 (+25.76%)	$523,000 (+42.72%) Building $523,000	$523,000 (+23.68%) Building $523,000
2022	$5,364.00	$366,450	$422,859 Building $422,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3576 Windjammer Cir, Apt 1501 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	799 units insured incl. 428 condo units
Nearby Flood Claims	224 (1988–2026)
Most Recent Claim	Mar 2026 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 20 claims Hurricane Ian, Oct 2022 · 88 claims Hurricane Ian, Sep 2022 · 77 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3576 Windjammer Cir, Apt 1501 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Verizon.

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