Santa Rosa County property record for 3576 Turquoise Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,532 sqft · built 2018 |
| Lot Size | 0.578 acres (25,221 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,100 (Aug 2018) |
| Tax Bill | $211 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 38-1S-27-5465-00G00-0070 |
| Primary APN | 38-1S-27-5465-00G00-0070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,532 sqft Heated Area |
| Gross Area | 3,225 sqft |
| 1st Floor Area | 2,973 sqft |
| Upper Floors Area | 1,311 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 25,221 sqft (0.578 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 381S27546500G000070 |
|---|---|
| Street Address | 3576 TURQUOISE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TREASURE ISLE ESTATES 1ST ADD LOT 7 BLK G AS DES IN OR 3753 PG 2098 |
| Legal Range | 27W |
| Legal Township | 01S |
| Legal Section | 38 |
| Legal Subdivision | TREASURE ISLE ESTATES |
| Legal Block | G |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1229 |
| Census Tract | 10802 |
3576 Turquoise Dr is owned and occupied by an individual who bought it in August 2018.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3576 TURQUOISE DR, NAVARRE, FL 32566-9808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 22, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Aug 3, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on File |
| Deed Sale | Aug 3, 2018 · Amount on File |
| Deed Document Number | 0037532098 |
| Deed Book / Page | 3753 / 2098 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3576 TURQUOISE DR, NAVARRE, FL 32566-9808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3576 TURQUOISE DR, NAVARRE, FL 32566-9808 |
| Document Number | 0039940870 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 3994/870 |
| Instrument | 202043260 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3576 TURQUOISE DR, NAVARRE, FL 32566-9808 |
| Document Number | 0038340716 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3576 TURQUOISE DR NAVARRE FL 325669808, NAVARRE, FL 32566-9808 |
| Document Number | 0038340716 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 003834/000716 |
| Instrument | 22599 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 3, 2018 |
| Property Address | 3576 TURQUOISE DR, NAVARRE, FL 32566-9808 |
| Document Number | 0037532098 |
| Book / Page | 3753 / 2098 |
| Map Reference | MB12 PG60-64 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 201833151 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,044.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 3576 TURQUOISE DR, NAVARRE, FL 32566-9808 |
| Document Number | 0201833152 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 201833152 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $211.00 (+7.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $284,783 (+3%) | $396,987 (-0.69%) Land $50,000 Building $346,987 |
| 2023 | $196.00 (+6.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $276,488 (+3.45%) | $399,740 (+4.91%) Land $40,000 Building $359,740 |
| 2022 | $184.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $267,270 | $381,042 Land $35,000 Building $346,042 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3576 Turquoise Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3576 Turquoise Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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