3576 State Rte 85, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 3576 State Rte 85, Westerlo, NY 12193

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,430 sqft · built 1988
Lot Size	5.02 acres (218,671 sqft)
Owner	Individual Name on Record
Tax Bill	$4,150 (2026)
Flood Zone	Zone X (minimal risk)
APN	`013800 116.-2-4`

Property Details

APN / Parcel Number

Primary APN	`013800 116.-2-4`
Alternative APNs	`380011600000020040000000` `11600000020040000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	902 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	218,671 sqft (5.02 acres)
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11600000020040000000
Street Address	3576 STATE ROUTE 85
City	WESTERLO
State	NY
Zip	12193-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDA
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	ALBANY NY
Township / Civil Division	WESTERLO
Census Block Group	1
Census Block	1046
Census Tract	14803

Owner

Source: Albany County and Westerlo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3576 STATE ROUTE 85, WESTERLO, NY 12193-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2004
Deed Sale	Dec 10, 2004
Prior Sale	Sep 6, 1996 · Amount on Record
Deed Book / Page	2787 / 183
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,150.00 (+55.08%) Homeowner's exemption
2025	$2,676.00 (+11.13%) Homeowner's exemption	$1,500 (-) Land $300 Building $1,200	$258,621 (+10.33%) Land $51,724 Building $206,897
2023		$1,500 (-) Land $300 Building $1,200	$234,400 (+17.2%) Land $46,880 Building $187,520
2022		$1,500 Land $300 Building $1,200	$200,000 Land $40,000 Building $160,000
2021	$2,408.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Cable	400 / 25
Starlink Satellite	280 / 30