Martin County property record for 3576 SE Cobia Way, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 944 sqft · built 1981 |
| Lot Size | 0.032 acres (1,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $37,100 (May 1995) |
| Tax Bill | $96 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-38-41-740-003-00040-9 |
| Primary APN | 55-38-41-740-003-00040-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,394 sqft (0.032 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 45505 |
|---|---|
| Street Address | 3576 SE COBIA WAY |
| City | STUART |
| State | FL |
| Zip | 34997-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COVE PLACE LOT C-4 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | COVE PLACE |
| Legal Lot Number | C |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 1200 |
Source: Martin County records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3576 SE COBIA WAY, STUART, FL 34997-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 1995 · Amount on Record |
| Deed Sale | May 19, 1995 · Amount on Record |
| Deed Document Number | 0001123715 |
| Deed Book / Page | 01123 / 00715 |
| Record Updated | Jun 8, 2026 |
Source: Martin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,771 (+5.98%) | $171,340 (+27.27%) Land $95,000 Building $76,340 | |
| 2024 | $96.00 (+17.07%) | ||
| 2023 | $82.00 (+20.59%) Additional exemption filed | $29,977 (+3%) | $134,630 (+10.74%) Land $65,000 Building $69,630 |
| 2022 | $68.00 Homeowner's exemption | $29,104 | $121,570 Land $63,000 Building $58,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1994–2004) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORA-WIN COVE private · serves 127 people · EPA ID FL4431883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Blue Stream.
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