3576 Penn Ford Ln, Independence, VA 24348 Property Records

Grayson County property record for 3576 Penn Ford Ln, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1983
Lot Size	4.02 acres (175,460 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Aug 2019)
Tax Bill	$951 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`90-A-3A`

Property Details

APN / Parcel Number

Primary APN	`90-A-3A`
Alternative APN	`6856`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,780 sqft
Basement Area	790 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	175,460 sqft (4.02 acres)
Terrain	Steep
Porch	Porch
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6856
Street Address	3576 PENN FORD LN
City	INDEPENDENCE
State	VA
Zip	24348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	4.028 90-A-3A
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	3
Census Block	3023
Census Tract	60202

Owner

3576 Penn Ford Ln is owned by an individual who bought it in August 2019.

Source: Grayson County records, as of June 1, 2026

Owner of Record	Individual Name on File
Mailing Address	40749 RIDENHOUR RD, RICHFIELD, NC 28137-7604
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2019	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS BANK
Jul 26, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on File
Deed Sale	Aug 2, 2019 · Amount on File
Deed Document Number	20191265
Deed Book / Page	631 / 701
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	631/551
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Aug 2, 2019
Property Address	3576 PENN FORD LN, INDEPENDENCE, VA 24348
Document Number	631/701
Book / Page	631 / 701
Instrument Date	Aug 1, 2019
Instrument	190001265
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40749 RIDENHOUR RD, RICHFIELD, NC 28137-7604

Mortgage

Document Number	190001266
Date	Aug 2, 2019
Instrument	190001266

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON VA
Recording Date	Jul 26, 2019
Property Address	3576 PENN FORD LN, INDEPENDENCE, VA 24348
Document Number	631/551
Book / Page	631 / 551
Instrument Date	Jul 19, 2019
Instrument	190001221
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 HEGE DR, LEXINGTON, NC 27295-9368

Tax Assessment & Valuation

The 2025 property tax bill for 3576 Penn Ford Ln was $951.

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$951.00	$164,100 Land $63,600 Building $100,500	$164,100 Land $63,600 Building $100,500
2023	$1,102.00	$164,100 Land $63,600 Building $100,500	$164,100 Land $63,600 Building $100,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3576 Penn Ford Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3576 Penn Ford Ln is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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