3576 14th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3576 14th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	1,688 sqft · built 2018
Lot Size	0.55 acres (23,958 sqft)
Owner	Trust Name on File
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25-402-0325`

Property Details

APN / Parcel Number

Primary APN	`25-402-0325`
Alternative APNs	`25-00402-0325` `17195`

Interior

Building Area	1,688 sqft Living Area
1st Floor Area	1,688 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	17195
Street Address	3576 14TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 5, BLK 3
Legal Range	31W
Legal Township	35N
Legal Section	13
Legal Subdivision	VALLEY VIEW FIRST ADDITION
Legal Block	3
Legal Lot Number	5
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1008
Census Tract	31500

Owner

3576 14th Ave SE is owner-occupied and held in a trust since December 2024.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Trust Name on File
Mailing Address	3576 14TH AVE SE, SAINT CLOUD, MN 56304-9537
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage GREAT RIVER FCU
Jun 8, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 13, 2024
Transfer Doc	0000977816
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	3576 14TH AVE SE, SAINT CLOUD, MN 56304-9537
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000874900
Date	Jul 11, 2019
Instrument	874900

Lender

Name	GREAT RIVER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SHERBURNE MN
Recording Date	Jun 8, 2017
Property Address	3576 14TH AVE SE, SAINT CLOUD, MN 56304-9537
Document Number	0000839859
Instrument Date	Jun 6, 2017
Instrument	839859
Transaction Type	Transfer
Record Updated	Jun 30, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1378 36TH ST SE ST CLOUD MN 563049505, ST CLOUD, MN 56304-9505

Tax Assessment & Valuation

The 2025 property tax bill for 3576 14th Ave SE was $3,120 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,000 (+1.14%) Land $82,700 Building $306,300	$389,000 (+1.14%) Land $82,700 Building $306,300
2025	$3,120.00	$384,600 Land $82,700 Building $301,900	$384,600 Land $82,700 Building $301,900
2023	$2,856.00	$357,400 Land $69,100 Building $288,300
2021			$357,400 Land $69,100 Building $288,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3576 14th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3576 14th Ave SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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